JOINT SAVINGS ACCOUNTS.

Open a joint account to help reach your shared savings goals faster. We have a selection of available savings accounts that can be used as joint accounts below.

Setting up a joint account online

We’ve made it quick and easy to set up a joint account online, it can take as little as seven working days. Here's how it works:


1. Open a savings account

Open an eligible savings account in one of your names and select the option to make it joint during the application. Or, make your existing account into a joint account using Online Banking.


2. Invite the other person

Invite the other person to join the account. We’ll send you an activation code in the post once the other person has completed the application.


3. Enter activation code

Enter the activation code and we’ll add the other person to the account. We’ll then send you an email confirming that your joint account has been set up.


Available joint accounts

Please note: Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section.

Account name

Interest rate (AER)

Minimum opening balance

Interest type

Withdrawals

Manage

Everyday Saver

0.25% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver. See Instant Saver interest rates (PDF).

£1

Variable

Unlimited

  • Online
  • Phone
  • Branch

Find out more

Fixed Saver

0.55% gross/AER for a 1 year term

£500

Fixed

None, by closure only.

Charges apply.

  • Online
  • Phone
  • Branch

Find out more


Interest rate (AER)

0.25% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver. See Instant Saver interest rates (PDF).

Minimum opening balance

£1

Interest type

Variable

Withdrawals

Unlimited

Manage

  • Online
  • Phone
  • Branch

Interest rate (AER)

0.55% gross/AER for a 1 year term

Minimum opening balance

£500

Interest type

Fixed

Withdrawals

None, by closure only.

Charges apply.

Manage

  • Online
  • Phone
  • Branch