Changes to our accounts.

We’re making things simpler...

We’ve made changes to the account names and conditions to help us offer a simpler range of savings accounts and make it easier for you to manage your savings.

…and easier to find

We know that you sometimes need all the details about an account you already hold with us. For details about how your account works take a look at the account conditions.

The current interest rate for your savings account is shown on our personal interest rates page.

This information relates to accounts opened before 12th September 2015.


Looking for a new account?

Compare savings accounts to help you choose the best one to meet your needs.

Halifax Fixed Rate Accounts

We are making changes to where your account matures to from our Halifax Fixed rate accounts. The changes will happen at different times, depending on when your account matures.

You'll receive new conditions which means that after the change you will be able to:

  • pay into your account in Halifax branches, through our Online Banking service or through the Post Office ®
  • get instant access to your account at Halifax, Bank of Scotland and LINK cash machines with a Halifax Instant Saver card, available on request by calling 0345 726 3646 (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm)
  • make international payments from your accounts in your local branch for a fee of £9.50.

The changes are happening at different times depending on when you opened or renewed your savings account. You may have already received a letter informing you of a change to the Maturity of your Halifax Fixed Rate account, if not don’t worry, there will be one on the way soon.

The letter states the exact date the changes will take effect.

This handy timeline includes all the changes that have already happened as well as the ones which will happen in the coming months.

When

What

June and July 2015

Letters have been sent out to many of our customers, informing them that the maturity of their Halifax Fixed rate accounts has changed. These changes took effect in September 2015.

November 2015

Further letters were sent out informing the remaining Halifax customers that the maturity of their Halifax Fixed Rate account will be changing. The letter stated the exact date the changes would take effect.

June 2016

Letters were sent out to many Bank of Scotland customers, informing them that the maturity and conditions of their Halifax Fixed rate accounts will be changing. These changes took effect in September 2016.

June and July 2015


What

Letters have been sent out to many of our customers, informing them that the maturity of their Halifax Fixed rate accounts has changed. These changes took effect in September 2015.

November 2015


What

Further letters were sent out informing the remaining Halifax customers that the maturity of their Halifax Fixed Rate account will be changing. The letter stated the exact date the changes would take effect.

June 2016


What

Letters were sent out to many Bank of Scotland customers, informing them that the maturity and conditions of their Halifax Fixed rate accounts will be changing. These changes took effect in September 2016.

For details about how your new maturity account works take a look at the account conditions. The current interest rate for your savings account is shown on our personal interest rates page.

If you choose to keep your account your sort code and account number won’t change and you’ll continue to enjoy the benefits of a Halifax savings account.
The table below provides information of where accounts will mature to after the changes have been made.

Product

Products that matured before 12th September 2015 reverted to:

Products that mature after the 12th September 2015 will revert to:

Halifax Direct Bond

Halifax Matured Funds*

Halifax Instant Saver

Halifax Fixed ISA Saver

Halifax ISA Saver Variable

Halifax Instant ISA Saver

Halifax Fixed Online Saver

Halifax Matured Funds*

Halifax Instant Saver

Halifax Fixed Rate Web Saver

Halifax Web Saver Variable

Halifax Instant Saver

Halifax Fixed Saver (Including Kids Fixed Saver)

Halifax Matured Funds*

Halifax Instant Saver

Halifax Guaranteed Reserve

Halifax Matured Funds*

Halifax Instant Saver

Halifax ISA Saver Fixed

Halifax ISA Saver Variable

Halifax Instant ISA Saver

Halifax Online Tracker Bond

Halifax Matured Funds*

Halifax Instant Saver

Halifax Stepped Income Reserve**

Halifax Matured Funds*

Halifax Instant Saver

Halifax Tracker Bond

Halifax Matured Funds*

Halifax Instant Saver

Halifax Direct Bond


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax Fixed ISA Saver


Products that matured before 12th September 2015 reverted to:

Halifax ISA Saver Variable

Products that mature after the 12th September 2015 will revert to:

Halifax Instant ISA Saver

Halifax Fixed Online Saver


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax Fixed Rate Web Saver


Products that matured before 12th September 2015 reverted to:

Halifax Web Saver Variable

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax Fixed Saver (Including Kids Fixed Saver)


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax Guaranteed Reserve


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax ISA Saver Fixed


Products that matured before 12th September 2015 reverted to:

Halifax ISA Saver Variable

Products that mature after the 12th September 2015 will revert to:

Halifax Instant ISA Saver

Halifax Online Tracker Bond


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax Stepped Income Reserve**


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

Halifax Tracker Bond


Products that matured before 12th September 2015 reverted to:

Halifax Matured Funds*

Products that mature after the 12th September 2015 will revert to:

Halifax Instant Saver

More questions?

If you still have questions about any of the above you can call our Savings team on 03457 121 7636 (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm).

*Matured Funds is the account which your account automatically transfers to at the end of the fixed term if we haven't received maturity instructions from you.
**This change is effective from 03/09/2016 for Bank of Scotland customers.