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Our bank accounts at a glance
| Ultimate Reward Current Account |
Reward Current Account |
Current Account | Student Current Account |
Cardcash | Expresscash | Easycash | |||
| Standard account features | |||||||||
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Find out more | Find out more | Find out more | Find out more | Find out more | Find out more | Find out more | ||
| Age | 18+ | 18+ | 18+ | 18+ | 16 or 17 | 11-15 | 16+ | ||
| Monthly funding requirement | No | £1,000 | No | No | No | No | No | ||
| Visa card | Visa debit card |
Visa debit card |
Visa debit card |
Visa debit card |
Visa Electron card |
Visa Electron card |
Visa Electron card |
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| Overdraft on request | Yes | Yes | Yes | Yes | No | No | No | ||
| Chequebook on request | Yes | Yes | Yes | Yes | No | No | No | ||
| Monthly fee | £12.50 | No | No | No | No | No | No | ||
| 24hr online banking | Yes | Yes | Yes | Yes | Yes | Yes | Yes | ||
| Telephone banking |
Yes | Yes | Yes | Yes | Yes | No | Yes | ||
| Account benefits | |||||||||
| Interest-free or fee-free overdraft (see details below) |
Up to £300 fee-free | No | No | Up to £3,000 interest- free | No | No | No | ||
| What we pay you |
£5 each calendar month you pay in £1,000 |
£5 each calendar month you pay in £1,000 |
Does not apply |
0.10% |
1.51% (1.50% |
1.51% AER (1.50% |
Does not apply | ||
| Worldwide travel insurance | Yes | No | No | No | No | No | No | ||
| AA Breakdown Cover and AA Accident Management | Yes | No | No | No | No | No | No | ||
| Mobile phone insurance | Yes | No | No | No | No | No | No | ||
| A range of other benefits | Yes | No | No | Yes | No | No | No | ||
| Find out more | Find out more | Find out more | Find out more | Find out more | Find out more | Find out more | |||
Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status.
