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Our bank accounts at a glance

  Ultimate Reward Current Account

Reward Current Account

Current Account Student
Current 
Account
Cardcash Expresscash Easycash
                                                        Standard account features

 

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Age 18+ 18+  18+ 18+ 16 or 17 11-15 16+
Monthly funding requirement No £1,000 No No No No No
Visa card Visa
debit
card
Visa 
debit
card 
Visa 
debit
card 
Visa 
debit
card 
Visa 
Electron
card 
Visa 
Electron
card 
Visa 
Electron
card 
Overdraft on request Yes Yes Yes Yes No No No
Chequebook on request Yes Yes Yes Yes No No No
Monthly fee £12.50 No No No No No No
24hr online banking Yes Yes Yes Yes Yes Yes Yes
Telephone
banking
Yes Yes Yes Yes Yes No Yes
                                                                   Account benefits
Interest-free
or fee-free
overdraft (see
details below)
 
Up to £300 fee-free No No Up to £3,000 interest- free No No No
What we
pay you

£5 each calendar month you pay in £1,000

£5 each calendar month you pay in £1,000

Does not apply

0.10%
AER/
gross

1.51%
AER

(1.50%
gross)

1.51% AER

(1.50%
gross)

Does not apply
Worldwide travel insurance Yes No No No No No No
AA Breakdown Cover and AA Accident Management Yes No No No No No No
Mobile phone insurance Yes No No No No No No
A range of other benefits Yes No No Yes No No No
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Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status.