Tracker rate mortgages - over 75% LTV

We offer a range of tracker mortgage deals designed to meet your individual circumstances.

Don't forget you can add the product fee on to your mortgage on completion but interest will be charged.

Back to first time buyers

Your home may be repossessed if you do not keep up repayments on your mortgage

2 year tracker rate mortgages - 75% to 85% LTV (available on loans below £500,000)
Mortgage rates discounted for Halifax Rewards Current Account Customers**
Initial
 rate
Tracks above
Bank of England
Bank Rate,
(currently 0.50%)
Followed by the SVR^,
(currently 3.50%) for
the remainder of the
term from
The overall
cost for
comparison is
Product fee  
4.94% +4.44% 30th Jun 2012 4.0% APR £995

Apply Now

   Book an
appointment

Mortgage rates for non-Halifax Rewards Customers - Find out how to get a better rate
Initial
 rate
Tracks above
Bank of England
Bank Rate,
(currently 0.50%)
Followed by the SVR^,
(currently 3.50%) for
the remainder of the
term from
The overall
cost for
comparison is
Product fee  
 5.14% +4.64% 30th Jun 2012 4.0% APR £995

Apply Now

   Book an
appointment

^ SVR = Standard Variable Rate
If you want to pay off all or part of the mortgage during the initial discount period, early repayment charges of 3% until 30/06/2011 and 2% until 30/06/2012 will apply to all the 2 year tracker products on this page.

**To qualify for these rates you must pay £1,000 or more each month into your current account with us or hold an Ultimate Reward Current Account.

Your home may be repossessed if you do not keep up repayments on your mortgage

Back to first time buyers

Need a little extra help?

Speak to one of our Mortgage Advisers:

  • By phone - Call us on 08458 50 37 05
  • Apply at your local branch – To arrange an appointment with a professionally qualified Mortgage Adviser, call us on 0845 602 9717 and select option 5 followed by option 3. Or find your nearest branch and contact them to book an appointment.

Our A-Z mortgages glossary could provide you with more information on mortgages and the mortgage process.

We may monitor and record telephone calls to help us provide a higher level of service.