Government Housing Schemes

Halifax supports a range of government backed initiatives including Right to Buy, Shared Ownership and the Help to Buy: Equity Loan. So if you're a first time buyer, there could be a scheme that's right for you.

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Halifax is proud to support the Government's Help to Buy scheme. If you’re a first time buyer struggling to get on the property ladder, the Government can provide you with a loan (called an equity loan) which you then add to your deposit for the house you want to buy. We’re happy to support you with a mortgage.

For more details speak to a mortgage adviser once you have agreed the equity loan with the Government's schemes advisers.

How does the Help to Buy: Equity Loan work?

  1. Use the regional links below to contact the agent in the area you would like to live.
  2. Speak to one of our mortgage advisers to start your application.
  3. Find a property and make an offer.
  4. Complete your mortgage application.
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Need to talk to us?

You can speak to one of our mortgage advisers in person, or chat things over on the phone.

Call us on 0345 850 3705

Mon-Fri 8am - 8pm Sat 9am - 4pm

Come into branch - you'll need to book an appointment beforehand

Best Overall Lender

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We've won the what Mortgage award 2020 award for
Best Overall Mortgage Lender.