Online Investments accounts opened before 20th February 2023
This page is for customers who opened their accounts before 20th February 2023 and have account numbers beginning with IH
Compare our funds
1. CautiousOur Cautious fund is dominated by lower risk assets such as government bonds and high quality corporate bonds but additionally may include small exposures to high-yield bonds. Our Cautious fund may also have some exposure to shares (UK and International), property and other riskier assets which have the potential for higher returns than bonds.
(Managed Growth Fund 2)
Risk level
Lower
Performance
Charges:
Service fee: 0.24% (capped at £36)
Ongoing charge: 0.25%
Transaction costs: 0.08%
Investment splitThis is the fund’s strategic asset allocation. The current asset allocation can be found within the fund’s factsheet. The asset breakdowns shown are indicative only and subject to change.
Key documents:
2. BalancedOur Balanced fund aims to hold a mixture of shares and bonds typically on a relatively equal basis. This fund may have exposure to property and absolute return strategies and other assets.
(Managed Growth Fund 4)
Risk level
Medium
Performance
Charges:
Service fee: 0.24% (capped at £36)
Ongoing charge: 0.24%
Transaction costs: 0.11%
Investment splitThis is the fund’s strategic asset allocation. The current asset allocation can be found within the fund’s factsheet. The asset breakdowns shown are indicative only and subject to change.
Key documents:
3. ProgressiveOur Progressive fund is dominated by exposure to UK and International shares but may also have some bonds, property, cash and absolute returns strategies to aim to lower volatility during market fluctuations.
(Managed Growth Fund 6)
Risk level
Higher
Performance
Charges:
Service fee: 0.24% (capped at £36)
Ongoing charge: 0.24%
Transaction costs: 0.14%
Investment splitThis is the fund’s strategic asset allocation. The current asset allocation can be found within the fund’s factsheet. The asset breakdowns shown are indicative only and subject to change.
Key documents:
Our funds' past performance
|
Date |
Managed Growth Fund 2 Cautious |
Managed Growth Fund 4 Balanced |
Managed Growth Fund 6 Progressive |
|---|---|---|---|
Date30th Sept 2021 – 30th Sept 2022 |
Managed Growth Fund 2 Cautious - 14.2% |
Managed Growth Fund 4 Balanced - 9.6% |
Managed Growth Fund 6 Progressive - 6.7% |
Date30th Sept 2020 – 30th Sept 2021 |
Managed Growth Fund 2 Cautious + 7.2% |
Managed Growth Fund 4 Balanced + 13.5% |
Managed Growth Fund 6 Progressive + 19.0% |
Date30th Sept 2019 – 30th Sept 2020 |
Managed Growth Fund 2 Cautious - 0.7% |
Managed Growth Fund 4 Balanced - 3.5% |
Managed Growth Fund 6 Progressive - 4.7% |
Our funds were launched on 16th September 2019, so we can only provide performance data from this date.
|
Date |
|
|---|---|
Date30th Sept 2018 – 30th Sept 2019 |
Our funds weren’t launched until 16th September 2019. |
Date30th Sept 2017 – 30th Sept 2018 |
Our funds weren’t launched until 16th September 2019. |
The data is correct as of 31/10/2022.
Past performance graph
The total cost is a combination of the service fee, ongoing charge and transaction costs:
- The service fee is 0.24% (capped at £36 and applicable to the 2023 fee). It is calculated monthly (minimum of 20p per month) based on the total value of your investment and is then paid to us once a year. This fee covers our costs for managing your account.
- The ongoing charge is charged by the fund manager for their services and is built into the total value of the fund.
- Transaction costs are incurred when the fund manager buys and sells investments within the fund. These costs are built into the fund's value.
|
Fund type |
Service fee |
Ongoing charge |
Transaction costs |
Total |
|---|---|---|---|---|
Fund typeCautious - Managed Growth Fund 2 |
Service fee0.24% (capped at £36) |
Ongoing charge0.25% |
Transaction costs0.08% |
Total0.57% |
Fund typeBalanced - Managed Growth Fund 4 |
Service fee0.24% (capped at £36) |
Ongoing charge0.24% |
Transaction costs0.11% |
Total0.59% |
Fund typeProgressive - Managed Growth Fund 6 |
Service fee0.24% (capped at £36) |
Ongoing charge0.24% |
Transaction costs0.14% |
Total0.62% |
Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands that we administer.
This is in addition to any other savings deposits you may hold across Lloyds Banking Group.
Important information
Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.