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Your credit score could bring you closer to a new mortgage

Access Your Credit Score for free and see your likelihood of getting a new mortgage. T&Cs apply.

Check Your Credit Score

Your credit score could bring you closer to a new mortgage

Access Your Credit Score for free and see your likelihood of getting a new mortgage. T&Cs apply.

Check Your Credit Score

Help and Support
 

Mortgage calculator

Our mortgage calculators and tools are designed to help make things easier for you.

They'll give you an idea of how much you could borrow and see how changes to your mortgage could affect your repayments.

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Support from our Help Centre

We're here to support you for all of life's ups, downs and everything in between. From cost of living support to help with different life events, we're here to help.

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Learn about the latest scams

Fraudsters are always coming up with new ways to try to scam people, from dodgy emails to fake calls.

Learn which scams are happening right now, how they work and ways you can keep yourself safe.

See the latest scams

Savings calculator. Easy as 1, 2, 3.

Whether you want to find out how much to save each month or the future value of your savings, our calculator can do the hard work for you.

Savings calculator

Extra support if you have a disability

Supporting your needs so you can bank with us in a way that suits you.

How we can support you

Don’t ignore your old pensions

Combine them into a Ready-Made Pension.

View and track them alongside your everyday banking - all in one place. Bringing them together could make life easier.

Capital at risk.

Combine your old pensions

Don’t ignore your old pensions

Combine them into a Ready-Made Pension.

View and track them alongside your everyday banking - all in one place. Bringing them together could make life easier.

Capital at risk.

Combine your old pensions

Banking online

Banking online is simple and safe with our mobile app or a browser.
 

Mobile Banking app

Join our 7 million app users.

  • Simple and secure sign in.
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  • Chat to us online.

 

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Online Banking

Sign in to view or manage your accounts on our website.
 

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Mobile Banking app

Join our 7 million app users.

  • Simple and secure sign in.
  • Stay up to date with notifications.
  • Chat to us online.

Download app

More about our app

Online Banking

Sign in to view or manage your accounts on our website.

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Register for Online Banking

Independent service quality survey results
 

Personal current accounts (GB)

Published August 2024

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking
 

Personal current accounts (GB) Overall service quality survey results.  Ranking 1st place monzo 80%, 2nd place Starling Bank 79%, 3rd place Chase 78%, 4th place first direct 74%, 5th place Nationwide 70%, equal 7th place Halifax 66%

 

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Personal current accounts (NI)

Published August 2024

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 11 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking
 

Personal current accounts (NI) Overall service quality survey results.  Ranking 1st place monzo 80%, 2nd place Starling Bank 78%, 3rd place Nationwide 71%, equal 4th place Santander 66%, equal 4th place HSBC UK 66%, 6th place Halifax 65%

 

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Authorised push payment (APP) scams rankings in 2023

Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023. You can read the full report by visiting www.psr.org.uk/app-fraud-data

Share of APP scams refunded.
This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.  




APP scams sent per £million transactions.
This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms.
For example, for every £1 million of Halifax, Bank of Scotland & Lloyds Bank transactions sent in 2023, £228 was lost to APP scams.

 

APP scams received per £million transactions: smaller UK banks and payment firms.
This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.
For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.

 

APP scams received per £million transactions: major UK banks and building societies.
This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.
For example, for every £1 million received into consumer accounts at Halifax, Bank of Scotland & Lloyds Bank £128 of it was APP scams. 

 

Halifax is part of the same group which includes Lloyds Bank and Bank of Scotland. The data shown here is a combination of these three brands.

 

We’ve put together some further guidance to help with any questions you may have.