Halifax mortgages

Find and apply for the right mortgage with a little help from us. Whether you want to take that first step or plan your next move, your search starts here.

Existing customer? Find out how to switch to a new deal, borrow more, or move to a new home with your existing mortgage.

Try our mortgage calculator

Our online Mortgage Calculator will give you a rough idea of how much you could borrow in a minute or two.

It will also show you our latest rates and how much your monthly repayments might be.

Get startedHalifax mortgage calculator

Apply for an Agreement in Principle (AIP)

An AIP gives you a more accurate picture of how much you could borrow.

If you're buying a new home, it also shows estate agents that you're serious about buying a property and that we could lend you the money.

Get my Agreement in Principle

You could lose your home if you don’t keep up your mortgage repayments

Why get an Agreement in Principle?

  • Get an answer in around 15 minutes
    Just answer a few simple questions online and we'll show you how much you could borrow.
  • No impact on your credit score
    So you can try a few different scenarios to find your ideal mortgage, without affecting your credit rating.
  • It doesn't tie you into taking a mortgage with us
    Even if we give you an AIP, you’re free to choose a mortgage that’s best for you and your needs.
Why get an Agreement in Priciple video

Why choose a Halifax Mortgage?

We've been helping our customers to buy their own homes for over 160 years, so we're experts at what we do.

We can give you exactly the right advice for your needs and help you to find your ideal mortgage.

  • Mortgages with deposits from just 5%
    The Mortgage Guarantee Scheme could get you on the property ladder with just a 5% deposit.
  • We're here to give you a hand
    Need some help? Talk to us on the phone, by video call or come and see us in branch.
  • We'll help you to save money
    We'll show you how to save money by overpaying up to 10% of your mortgage balance each year, with no charges.