Your Halifax mortgage

We’re here to help

 If the coronavirus (COVID-19) has had an impact on your income, you might be concerned about keeping up with your mortgage payments.

Please don’t worry. We have a number of ways to help, until things get back to normal. We are no longer offering new payment holidays but if you’re currently taking one you may be able to extend it. You can find out more about all the support available to you by using our COVID – 19 support tool.

Support for mortgage customers

Switch to a new mortgage deal

Current Halifax deal coming to an end? Already on one of our Lender Variable Rates? Then you could switch to a new mortgage deal.

Switch to a new deal

Borrow more

Making some home improvements? Paying for a wedding? If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

Switch your deal and borrow more

Looking to switch and borrow more at the same time? You’ll need to speak to one of our mortgage advisers in branch or by phone – whichever is best for you.

Moving home

Ready to make your next move? Find out what you need to know about applying for a new mortgage, or if you can take your current mortgage deal to your new home.

Wouldn’t it be lovely to be mortgage-free?

So far, we’ve paid off 18 of our customer’s mortgages in full. Next month, could it be you?

With our monthly prize draw, we could pay off your mortgage up to £300,000, plus there’s 100 x £1,000 cash prizes to be won.

To qualify for each monthly mortgage prize draw, you must at the time of the draw:

  • Have registered to take part
  • Have a Halifax mortgage on your home in England, Wales or Scotland
  • Hold an existing Halifax or Bank of Scotland personal retail current account and have paid at least £1,500 in to it the month before the draw

Mortgage balances paid off from May 2020 to March 2021. Mortgage Prize Draw rules and other exclusions apply.

Mortgage Prize Draw

Managing your mortgage

 

Do you have an interest only mortgage?

Learn about your mortgage, manage your plan and find out where you can get help.

Looking for something else?

We've got lots more information about managing your mortgage.

You could lose your home if you don’t keep up your mortgage repayments