If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

Mortgage calculators & tools


Our mortgage calculators and tools are designed to help make things easier for you. They’ll give you an idea of how much you could borrow and see how changes to your mortgage could affect your repayments. 

To use our mortgage calculators, all you need to do is provide some information about your current income, regular outgoings and where you are up to in your mortgage journey.   

Mortgage calculator

With just a few quick questions, our online mortgage calculator will give you an idea of how much you could borrow, show your mortgage rates and compare monthly payments. It’s free to use and there are no credit checks involved.

Let's start by getting you to the right place:

Buy to Let mortgages

If you’re buying or remortgaging a buy to let property or you already have a buy to let mortgage with us, you can view our interest rates to find the best deal for you.

Remortgage calculator

If you don’t already have a Halifax mortgage, you can use our remortgage calculator to see if we can find a better deal for you. Simply enter your existing mortgage details and we’ll take care of the rest.

Remortgage calculator

You could lose your home if you don’t keep up your mortgage repayments

Our other calculators and tools

We have other calculators and tools to help you manage your mortgage. Try our mortgage overpayment calculator and rate change calculator.

Buying a new home? Our location finder tells you more about the local area. The conveyancing service will give you quotes for your legal costs.

Overpayment calculator

This shows how overpaying on a mortgage could save you money. You could reduce the amount of interest and you could pay off your mortgage faster.

You can use this even if you have a mortgage from another lender.

Mortgage overpayment calculator

Rate Change calculator

See how a change of interest rate could affect your monthly payment.

Rate Change calculator

Home Energy Saving Tool

Ever wondered how energy efficient your home is or need tips and suggestion on where improvements can be made?  Then our home energy saving tool can help.

Home Energy Saving Tool

Halifax Conveyancing Service.

Compare quotes for your legal costs from our panel of up to 200 conveyancers.

Halifax Conveyancing Service

Location Finder

Moving home? Use our Location Finder to find out about your new area and help make finding your new home easier.

Location Finder