A balance transfer allows you to move balances from another credit card or some store cards to your Halifax credit card. The money you save on interest payments, could help you manage your finances.

    Your Halifax credit card terms and conditions won't change. This offer is subject to status.

    How to make a Balance Transfer

    You can transfer from most credit cards and some store cards (which display the Mastercard®, Amex®, or Visa® logo) but you can’t make a balance transfer from other Halifax credit cards, loan companies or bank accounts. You’ll also need to continue making payments to your other card(s) as usual until the transfer shows on that card’s statement.

    Apply online

    Log in to Apply

    If you haven’t registered for Online Banking, you will need to do so before you can make a transfer online. It's easy to register and takes about 5 minutes to complete.

    Alternatively, you can call us on 0345 609 0709 to apply over the phone or visit us in branch. Lines are open 8am - 10pm Monday to Friday and 9am - 5pm Saturdays and Bank Holidays. Calls may be monitored or recorded.

    What happens once I'm approved?

    Once we receive your payment instruction and your transfer has been approved, it should reach your account by the next working day. If we need to carry out any additional security checks we’ll contact you by phone or SMS to inform you.

    Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000.Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.