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Open a Stocks & Shares ISA with us between 1 February and 31 May 2024, subscribe or transfer a minimum of £10,000, hold until 30 November 2024 and you’ll receive £100 cashback. Make the most of this offer and open a Stocks & Shares ISA today.

Capital at risk. Charges (PDF, 98.7 KB) for the service apply. Offer terms apply.

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don't provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may change in the future.

What is a Stocks and Shares ISA?

• A Stocks and Shares ISA allows you to invest money without having to pay UK income tax on the income earned and capital gains tax on profits made. With ISAs, there is a limit to how much money you can save or invest per tax year. This is known as the ISA allowance.

• This tax year’s allowance is £20,000. This means you can save or invest up to £20,000 this tax year without paying Capital Gains or UK Income Tax. 

• You have complete flexibility as you can choose to invest your money in a wide range of stocks and shares from the UK and international markets, managed funds, Exchange Traded Funds, bonds, gilts and more.

• Any money you make in profit or dividends is completely free from UK tax.

• You can invest in a way that suits you by choosing to invest a lump sum at any time, or if you don’t want to invest a large amount, you can invest on a monthly basis.

Understanding Capital Gains and Tax on Dividends

You can find Help and support about Capital Gains Tax and Dividend allowances in our FAQs.
 
 

Understanding a Stocks and Shares ISA

• Halifax Stocks and Shares ISAs are not flexible ISAs, so money you withdraw then pay back in during the same tax year will count towards your £20,000 ISA allowance.

• You can only subscribe to one Stocks and Shares ISA per tax year.

• When opening a Stocks and Shares ISA, a separate Share Dealing Account will automatically be opened for you. 

Low cost ISA
Low cost ISA

Why choose Halifax?

  • Our Stocks and Shares ISA is ideal if you want to pick your own stocks and shares, ETFs, funds and more.
  • Our online commission rate is £9.50 per trade (UK trades only).
  • Invest without the trading fees within a Regular Investment Plan
  • Pay no dealing commission on international trades (FX rates of 1.25% apply).
  • Our admin charge is a flat-rate of £36 a year (this one fee covers our Stocks & Shares ISA and Share Dealing Account).
  • Access our full range of shares, ETFs and Funds. Use our ETF Quicklist and Funds Select List to make selecting investments simple and easy
  • Transfer any investments you already hold with other providers to us using our simple switching service.
  • Voted Best for low-cost ISA >£50,000 at the 2023 Boring Money Awards.

Apply for an ISA

Halifax Cashback Offer Terms

1. Eligibility

1. Eligibility

To be eligible for the £100 cashback offer you must:-

  • open a new Halifax Stocks & Shares ISA between 1st February 2024 and 31st May 2024; and
  • deposit cash or transfer Cash ISAs or Stocks & Shares ISAs with an aggregate value of at least £10,000 into the ISA on or before 31st May 2024; and
  • maintain a value of £10,000 in the ISA between 31st May and 30th November 2024. If, during the offer period, your portfolio is valued at less than £10,000 entirely as a result of share price movements you will still qualify for the offer.

This offer is available to new and existing customers who open a new Halifax Stocks and Shares ISA.

Customers must be 18 years of age or over and resident in the UK. 

2. Transfers

2. Transfers

  • If you are requesting an ISA transfer as part of the £10,000 funding requirement you must at least complete the online transfer request form and click ‘Confirm’ to start a transfer by midnight on 31st May 2024. If paper forms need to be returned, these must reach us promptly after the 31st May 2024 but the online form must have been completed to the ‘Confirm’ stage.
  • Transfers from Stocks and Shares ISAs can be from any UK provider except those already held within the Lloyds Banking Group (i.e. Halifax, Bank of Scotland, Lloyds Bank or IWeb). Although we will make every effort to transfer all your stocks to our service, we regret that there may be some instances where this is not possible. We will let you know if this is the case.
  • We shall not be responsible for any delay by your existing provider in processing the transfer.

3. Exclusions

3. Exclusions

  • Workplace related share transfers for Lloyds Banking Group colleagues are excluded.
  • Ready-made Investment ISAs (containing a choice of 3 ready-made funds) are not included in this offer.

4. Additional information

4. Additional information

  • If you meet the terms of the offer, the £100 cashback will be due and payable on 5th December 2024 and will be paid into your Share Dealing Account.
  • Please allow sufficient time to complete the application process and any transfer/funding activity.
  • Cash deposits from bank accounts, savings accounts or Cash ISAs can be from any UK provider.
  • In certain circumstances, for example, where we require further evidence of your identity, you may be asked to return additional documentation to support your account opening application. Please allow sufficient time to complete the application process.
  • Separate terms and conditions apply to our Share Dealing Accounts, Stocks & Shares ISAs and SIPPs in relation to the service we provide.
  • We may amend or withdraw this offer at any time.
  • Anyone we reasonably consider to be abusing this offer may be excluded at our absolute discretion.
  • The promoter of the offer is Halifax Share Dealing Limited, Lovell Park Road, Leeds, LS1 1NS

Ready to apply for a Stocks and Shares ISA?

New to Share Dealing?

Start your Stocks and Shares ISA. You’ll just need your address, debit card details and national insurance number to hand.
 
 
 
Terms and conditions (PDF, 187 KB)

Already a Share Dealing customer?

Simply sign in to apply. Once you’ve accessed your Share Dealing account, click on ‘Open a new account’ in the right-hand navigation. 
 
 
 

Transfer your existing investments to us