We want to help you make the most of your money. Specialist financial advice could help build a secure future for you and your family. It all starts with a free, no obligation chat. Then a financial plan that is tailored to you.Book an appointment
Whatever your plans, the right advice could help bring them to life.
Through our partnership with Schroders Personal Wealth, we want to give more of our customers access to financial and investment expertise, to help give you the chance to choose what your financial future looks like.
If you have at least £100,000 in sole annual income, or £100,000 spread across sole or joint savings, investments and personal pensions, they could help you.
Financial advice in 3 easy steps
How Schroders Personal Wealth could help:
Investing for your future
Research shows that getting the right advice could increase your wealth by £47,000 over a decade1. Make sure your money is working as hard as you are.
Access expert investment management services and financial products tailored to your risk appetite.
Remember that the value of investments and any income from them can go down as well as up. You may not get back the amount you invest.
Pass on your wealth
Your estate could be subject to 40% inheritance tax, over the £325,000 threshold. Forward planning can help make sure it’s your loved ones who benefit most in your will.
Making arrangements for passing on your wealth in a tax-efficient manner is a matter of great importance to many people. Expertise from a wealth adviser could help you pass on your wealth more effectively.
Tax treatment depends on individual circumstances and may be subject to change in the future.
Planning for retirement
Could you manage on £175.20 a week? 44% of retired people rely on the state pension as their main source of income2. Smart planning can help you enjoy this stage of your life.
Planning for your retirement can help you achieve the lifestyle you want, as you enter this next stage in your life. Schroders Personal Wealth will evaluate areas such as your current pension payments and create a strategy to try to help you achieve the savings and retirement income you’re looking for.
Protecting yourself and your family
Financial protection has never been so important.
Your personal financial plan should include making sure you’re protected if you were to become seriously ill or injured, lose your income, or even your life. Half of customers with protection insurance say they choose to take it out for peace of mind.
Schroders Personal Wealth can help you navigate your options with the aim of ensuring you get the right protection for your individual needs and cover what’s important to you. And we don’t take commission for getting you and your family protected so you’ll only pay the amount it costs for the insurer to cover you.
Important legal information
Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.
Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.
Eligible investments are protected by the Financial Services Compensation scheme (FSCS). We are covered by the Financial Ombudsman Service.