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Your pension, your way
Take control of your retirement with a
Ready-Made Pension.
Introducing the Ready-Made Pension
Our Ready-Made Pension is a smarter way of planning for the future.
Built and managed by our expert fund managers, your pension is invested based on your chosen retirement age.
If you’re years away from retiring, we invest in a way to give you the best chance of growth. As you near retirement, we move you to lower-risk investments to protect your pension value.
Halifax serves and supports millions of customers across the UK. We’ve made it easy for you to track your pension performance alongside your other accounts with us.
Whatever retirement means for you, discover how it can be made easier with a Ready-Made Pension.
Confused by pensions?
You don’t need to be. Take a little time to explore the basics and play with our calculator, and you’ll soon realise a pension is simply just a great way to save for your future.
Pensions explained
Do you want to understand pensions a little better? We can take you through how pensions work and why they could make all the difference to your income when you come to retire.
Retirement options
There are several ways you can take your money at retirement. You may already know what you’d like to do, but our retirement partners, Scottish Widows, can help you understand all your available options.
Existing Ready-Made Pension customers
Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.
Eligible investments with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.