Our Protection products are provided by Scottish Widows

Life Insurance

Life insurance could pay out a cash lump sum if you die before your policy ends.

It can act like a safety net and could help your loved ones cope financially when you can’t be there.

Life Insurance Life Insurance

Critical illness cover

Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends.

The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.

Critical illness cover Critical illness cover

Mortgage protection

This type of policy could pay out a cash lump sum to help pay off your mortgage if you were to die or fall seriously ill.

Mortgage protection Mortgage protection

Existing customers

If you already have a life or critical illness policy with us, you can find help here.

Existing customers Existing customers

Your questions answered

  • Life insurance can act like a safety net. It could pay out a cash lump sum if you die before your policy ends. So it could
    help your loved ones cope financially when you can't be there. A life insurance policy can give you peace of mind that
    you've protected what matters most.

  • Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends. The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.

  • Our Halifax protection experts are here to help find the cover that is right for you.

    They'll give you advice on Scottish Widows life insurance and/or critical illness policies.

    They won't charge you for their advice and you do not need to take the product as a result of speaking to them.

    Call:

    0800 131 0551

    Lines are open Monday to Thursday 9am - 7pm, Friday 9am - 6pm.

    Lloyds Bank Insurance Services Limited provides this service, which is also part of Lloyds Banking Group.

  • If you want to make sure that the money your policy pays out goes to a specific person, you'll need to make a Will or put your policy in a trust.

    Your Will

    In your Will, you can choose who receives the money your policy pays out. You just need to update your Will, if you already have one. If you don’t have a Will yet, then a solicitor can help you set one up.

    Trusts

    Putting your policy in trust means that when it pays out, the money will quickly go to the people you want it to reach. It could also help sidestep inheritance tax on the money paid out. A solicitor can help you set up a trust.