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Life Cover
You can't know what's around the corner, but you can take steps to look after you and your loved ones should the worst happen. Our life cover products are all designed to help you protect your family's financial future.
Our Protection products are provided by Scottish Widows
Life Insurance
Life insurance could pay out a cash lump sum if you die before your policy ends.
It can act like a safety net and could help your loved ones cope financially when you can’t be there.
Critical illness cover
Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends.
The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.
Mortgage protection
This type of policy could pay out a cash lump sum to help pay off your mortgage if you were to die or fall seriously ill.
Existing customers
If you already have a life or critical illness policy with us, you can find help here.
Your questions answered
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Life insurance can act like a safety net. It could pay out a cash lump sum if you die before your policy ends. So it could
help your loved ones cope financially when you can't be there. A life insurance policy can give you peace of mind that
you've protected what matters most. -
Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends. The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.
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We can’t give advice or tell you what to do, but we want to make sure you get the help you need.
To get advice about life insurance, contact Cavendish Online. They can help find cover that’s right for you and your loved ones.
Cavendish Online won't charge you for their advice, and you're under no obligation when you speak to them.
Call Cavendish Online on:
Lines are open Monday to Thursday 9am - 7pm, Friday 9am - 6pm.
Cavendish Online is a part of Lloyds Banking Group. They'll give you advice on Scottish Widows protection products.
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If you want to make sure that the money your policy pays out goes to a specific person, you'll need to make a Will or put your policy in a trust.
Your Will
In your Will, you can choose who receives the money your policy pays out. You just need to update your Will, if you already have one. If you don’t have a Will yet, then a solicitor can help you set one up.
Trusts
Putting your policy in trust means that when it pays out, the money will quickly go to the people you want it to reach. It could also help sidestep inheritance tax on the money paid out. A solicitor can help you set up a trust.