Life Cover
Life insurance and critical illness cover. Protect what matters most and get peace of mind.
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Why choose life cover?
Protection and peace of mind, for you and your loved ones. Here are the ways it could help.

Get a £75 Amazon.co.uk Gift Card.
Apply for life insurance or critical illness (Body Cover) online today and get a £75 Amazon.co.uk Gift Card. You'll receive your gift card once a minimum of six monthly premiums have been paid and the total premiums paid across all of your policies exceed £75. Terms and conditions apply.
Why choose Scottish Widows?
Here are a few reasons why Scottish Widows could be the right choice to protect you and your loved ones:
- Reliable - Scottish Widows paid out 98% of claims in 2020. That’s £206m in total.
- Simple - Terms and conditions that are clear and easy to understand. That's why they’re accredited by Fairer Finance.
- Experienced - Scottish Widows has been protecting customers for over 200 years. So you’re in safe hands.

Scottish Widows works closely with partners like Macmillan. They help make sure our customers get the right help, at the right time.
So if you're diagnosed with a critical illness and need to make a claim, they can put you in touch with one of our partners, if that would be helpful. They can provide a bit of extra support, when you need it most.
Life cover explained
What is life cover?
Life cover is a life insurance policy. It pays out a cash lump sum if you die before your policy ends. It can act like a safety net, and could help your loved ones cope financially when you can’t be there.
Your guide to Life cover
If you have questions about life insurance, or want to learn more, then our videos and guides will help you get straight to the answers.


Choosing the right cover
Find out more about how cover could help you and your loved ones.

How to apply
We’ve made it quick and easy to apply. Get a life insurance quote today.

Answers to your questions
Get to grips with the life insurance basics. Learn how it all works, and what to expect.
