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Whatever you’re saving for, a Halifax savings account or ISA could help you get there.
See our range of cash ISAs More about Cash ISAsYou’ll find several options available with Halifax, whether you:
Putting money aside every month can give you more financial security long term and let you grow your savings by earning interest.
Halifax savings accounts include:
Select a tab to browse and compare our best savings accounts. Once you’ve found an account to suit your needs, you can apply online in just a few minutes.
Each tax year you can benefit from a personal ISA allowance, helping you to earn tax-free interest.
Account |
Interest |
Minimum first deposit |
Open for |
Withdrawals |
More info |
---|---|---|---|---|---|
Account |
Interest 3.80% 3.90% 3.40% 3.50% 3.20% Choose to receive interest monthly, or after each year. |
Minimum first deposit £500 |
Open for One, two or five years. Your account will then change to an Instant ISA Saver. |
Withdrawals By account closure or transfer only. Charges apply. |
More info |
Account Only available to Reward Current Account or Ultimate Reward Current Account holders. |
Interest 3.80% 1.20% Interest is paid monthly. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get the lower interest rate from the month you make the fourth withdrawal, until the end of the account year. |
More info |
Account |
Interest 3.70% 1.20% Interest is paid monthly. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get the lower interest rate from the month you make the fourth withdrawal, until the end of the account year. |
More info |
Account |
Interest 1.30% 1.35% 1.80% Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited. |
More info |
Account An ISA for anyone aged under 18. |
Interest 3.50% Interest is paid after each year. |
Minimum first deposit £1 |
Open for Until the child's 18th birthday. The account will then change to an adult ISA Saver Variable. |
Withdrawals None, until the child is 18. |
More info |
Account If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver or ISA Bonus Saver with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account. |
Minimum first deposit £1 |
Open for No end date. |
Withdrawals Unlimited. |
More info |
Tax treatment depends on individual circumstances and may change in the future.
If you don’t need instant access to your savings, our fixed term accounts offer fixed interest rates for a longer period.
Account |
Interest |
Minimum first deposit |
Open for |
Withdrawals |
More info |
---|---|---|---|---|---|
Account |
Interest 3.80% 3.90% 3.40% 3.50% 3.20% Choose to receive interest monthly, or after each year. |
Minimum first deposit £500 |
Open for One, two or five years. Your account will then change to an Instant ISA Saver. |
Withdrawals By account closure or transfer only. Charges apply. |
More info |
Account |
Interest 3.80% 3.40% An extra 0.10% AER/gross for the one year term or 0.10% AER/gross for the two year term will be added if you already hold a Halifax Personal Current Account that has been open for a minimum of 40 days. 3.20% Choose to receive interest monthly, or after each year. |
Minimum first deposit £500 |
Open for One, two or five years. Your account will then change to an Instant Saver. |
Withdrawals By account closure or transfer only. Charges apply. |
More info |
Account |
Interest 5.50% Interest is paid after a year. |
Minimum first deposit £25 to £250 a month |
Open for One year. Everything you save will then be moved to an Everyday Saver account. |
Withdrawals By account closure only. |
More info |
Account |
Interest 3.50% Interest is paid after each year. |
Minimum first deposit 10% of the agreed property purchase price, up to £50,000 |
Open for Three years. Your account will then change to an Instant Saver. |
Withdrawals No withdrawals or early closure. |
More info |
Account If you have an Everyday Saver, Fixed Saver, Bonus Saver, Reward Bonus Saver or Family Boost Fixed Savings Account with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account. |
Minimum first deposit £1 |
Open for No end date. |
Withdrawals Unlimited. |
More info |
Account If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver or ISA Bonus Saver with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account. |
Minimum first deposit £1 |
Open for No end date. |
Withdrawals Unlimited. |
More info |
Tax treatment depends on individual circumstances and may change in the future.
Put some money aside or encourage a child to save using an account designed for kids and teens.
Account |
Interest |
Minimum first deposit |
Open for |
Withdrawals |
More info |
---|---|---|---|---|---|
Account For 11–15-year-olds, providing a current account and savings account. The parent or legal guardian needs a Reward Current Account or Ultimate Reward Current Account to open this account. |
Interest 3.25% 1.30% Interest is variable, paid monthly and applies to the savings account only. |
Minimum first deposit £1 |
Open for Until the child’s 18th birthday. The savings account will then change to an adult Everyday Saver. The spending account will change to an adult Current Account. |
Withdrawals Unlimited. |
More info |
Account For adults who want to regularly save for a child aged 15 and under. |
Interest 5.50% Interest is variable and paid monthly. |
Minimum first deposit £10 to £100 a month |
Open for One year. Everything you save will then be moved to a Kids' Saver account. |
Withdrawals By account closure only. |
More info |
Account For adults who want to save for a child aged 15 and under. |
Interest 3.25%AER/3.20% gross on balances from £1 - £5,000. 1.30%AER/1.29% gross on any excess above £5,000. Interest is variable and paid monthly. |
Minimum first deposit £1 |
Open for Until the child's 16th birthday. The account will then change to an adult Everyday Saver. |
Withdrawals Unlimited. |
More info |
Account An ISA for anyone aged under 18. |
Interest 3.50% Interest is paid after each year. |
Minimum first deposit £1 |
Open for Until the child's 18th birthday. The account will then change to an adult ISA Saver Variable. |
Withdrawals None, until the child is 18. |
More info |
Account If you have an Everyday Saver, Fixed Saver, Bonus Saver, Reward Bonus Saver, Family Boost Fixed Savings Account or Money Smart savings account with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account. |
Minimum first deposit £1 |
Open for No end date. |
Withdrawals Unlimited. |
More info |
More on kids’ savings accounts
See all youth and student accounts
Tax treatment depends on individual circumstances and may change in the future.
Cash savings are relatively secure, providing a predictable return, but they’re not the only option. By accepting more risk and putting your money away for longer, you could enjoy higher returns with investing.
Whether you’re an experienced investor, or just starting out, there’s a Halifax account to suit you:
Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on personal circumstances and may be subject to change.
Offering you a flexible way to earn interest, and still access your money when you need it.
Account |
Interest |
Minimum first deposit |
Open for |
Withdrawals |
More info |
---|---|---|---|---|---|
Account Only available to Reward Current Account or Ultimate Reward Current Account holders. |
Interest 3.80% 1.20% Interest is paid monthly. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get the lower interest rate from the month you make the fourth withdrawal, until the end of the account year. |
More info |
Account |
Interest 3.70% 1.20% Interest is paid monthly. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get the lower interest rate from the month you make the fourth withdrawal, until the end of the account year. |
More info |
Account Only available to Reward Current Account or Ultimate Reward Current Account holders. |
Interest 3.80% 1.20% Interest is paid monthly. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get the lower interest rate from the month you make the fourth withdrawal, until the end of the account year. |
More info |
Account |
Interest 3.70% 1.20% Interest is paid monthly. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get the lower interest rate from the month you make the fourth withdrawal, until the end of the account year. |
More info |
Account Open as many as five Everyday Saver accounts, giving you different saving pots. If you have a Money Smart savings account with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% Interest is variable and paid after a year. The rate applies to the full balance. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant Saver. |
Withdrawals Unlimited |
More info |
Account |
Interest 1.30% 1.35% 1.80% Interest is variable and paid after a year. The rate applies to the full balance. |
Minimum first deposit £1 |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited |
More info |
Account If you have an Everyday Saver, Fixed Saver, Bonus Saver, Reward Bonus Saver or Family Boost Fixed Savings Account with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your last account. |
Minimum first deposit £1 |
Open for No end date. |
Withdrawals Unlimited. |
More info |
Account If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver or ISA Bonus Saver with us, it will change into this account at the end of its term. |
Interest 1.30% 1.35% 1.80% The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your last account. |
Minimum first deposit £1 |
Open for No end date. |
Withdrawals Unlimited. |
More info |
Tax treatment depends on individual circumstances and may change in the future.
Interest rates can change. You can check current interest rates online at any time.
As well as making it easier to compare accounts, the Annual Equivalent Rate (AER) helps you to understand how much interest you could earn from your savings in a year.
AER includes the effect of compound interest – essentially the interest you earn on top of any interest that’s already part of your savings balance.
You don’t usually need to pay tax on interest earned on:
Adults can earn a certain amount of tax-free interest on their savings each year, depending on your:
This is the percentage of interest you’ll earn on savings, pre-tax. Halifax won’t take off any tax due, so you’ll need to declare and pay anything you owe to HM Revenue and Customs.