First time buyer mortgages

Our range of first time buyer mortgage deals could help you get the keys to your new home.

First time buyer mortgages

Existing Customers

Looking to switch to a new deal, borrow more or move to a new home with your existing mortgage?

Existing customers

Remortgage to us

Switch your mortgage to us and you could get £750 cashback. Conditions apply.

Tell us what you’re looking for from a mortgage and we can build the right deal together. 

Remortgaging to us

Moving home

Ready to move to a new home? Find the right mortgage deal with Halifax. 

Moving home

Buying to let

Want to buy a property to rent out? Learn more about our Buy to Let mortgages.

Buy to Let mortgages

Tools, help and guidance

Mortgage calculators and tools

Get an idea of how much you could borrow, compare monthly repayments, try to find a better rate and more.

Mortgage calculators and tools

Agreement in Principle

The first step towards getting a new home. Find out how much you might be able to borrow here.

Mortgage Agreement In Principle

Getting a mortgage later in life

Aged 55 or over? Take a look at the mortgage options that may be available to you.

Later life mortgagesLater Life Lending

You could lose your home if you don’t keep up your mortgage repayments

We're here to help

If the coronavirus (COVID-19) has had an impact on your income, you might be concerned about keeping up with your mortgage payments.

Please don’t worry. We have ways to help, until things get back to normal. 

Support for mortgage customers

Help and Guidance

Learn how to make the most of your mortgage with help on making payments, updating personal information, and what to do when you want to make your next move.

Existing customer help

First time buyer help

Home mover help

Remortgaging help

All other help

How to apply for a mortgage

  • Apply for an Agreement in Principle. This shows how much you might be able to borrow.
  • Find a house and put in an offer. Once it’s accepted you can apply.
  • Speak to a mortgage adviser. They will help you find the best mortgage deal for you.
  • Send your application and get approved. We’ll look at all the information you’ve sent us to make a decision.
How to apply for a mortgage

Green Living Hub

Find out how to make small differences in your home to help the planet and save money.

Learn tips to bring down household bills, reduce emissions and more with the green living hub.

Green Living

Wouldn’t it be lovely to be mortgage-free?

So far, we’ve paid off 21 of our customers' mortgages in full. Next month, could it be you?

Mortgages paid off from May 2020 to June 2021. Find out about our Mortgage Prize Draw, if you’re eligible and how to register. Mortgage Prize Draw rules apply.

Mortgage Prize Drawabout our mortgage prize draw and your chance to be mortgage-free

Contact Us

Whether it’s on the phone, by video or in a branch, speaking to our mortgage advisers has never been easier. 

Get in touch