Bank of England base rate announcement

Find out about the Bank of England base rate, how a change in rate could affect your mortgage.

Homes for Ukraine

If you’re planning to house Ukrainian refugees, we fully support you. Find out how we’re making the process as simple as possible.

Use our tools

Mortgage calculators and tools

Get an idea of how much you could borrow, compare monthly repayments, try to find a better rate and more.

Mortgage calculators and tools

Agreement in Principle

The first step towards getting a new home. Find out how much you might be able to borrow here.

Mortgage Agreement In Principle

View our mortgages

First time buyer mortgages

Our range of first time buyer mortgage deals could help you get the keys to your new home.

First time buyer mortgages

Existing Customers

Looking to switch to a new deal, borrow more or move to a new home with your existing mortgage?

Existing customers

Remortgage to us

Switch your mortgage to us. Tell us what you're looking for from a mortgage and we can build the right deal together.

Remortgaging to us

Moving home

Ready to move to a new home? Find the right mortgage deal with Halifax. 

Moving home

Buying to let

Want to buy a property to rent out? Learn more about our Buy to Let mortgages.

Buy to Let mortgages

Getting a mortgage later in life

Aged 55 or over? An Equity Release Mortgage may be a solution if you are looking to unlock some of the value of your home.


Equity Release MortgagesEquity Release Mortgages

You could lose your home if you don’t keep up your mortgage repayments

Get some help and guidance

Worried about paying your mortgage?

There are different options you can choose from if you are having problems paying your mortgage. Find out how we can support you to get back on track with your payments.     

Get support

Help and Guidance

Learn how to make the most of your mortgage with help on making payments, updating personal information, and what to do when you want to make your next move.

Existing customer help

First time buyer help

Home mover help

Remortgaging help

All other help

How to apply for a mortgage

  • Apply for an Agreement in Principle. This shows how much you might be able to borrow.
  • Find a house and put in an offer. Once it’s accepted you can apply.
  • Speak to a mortgage adviser. They will help you find the best mortgage deal for you.
  • Send your application and get approved. We’ll look at all the information you’ve sent us to make a decision.
How to apply for a mortgage

Up to £1,000 cashback with Green Living Reward

You could qualify for up to £1,000 if you applied for a qualifying mortgage between 7th February 2022 and 31st July 2022 and made one or more eligible energy efficient home improvements. 

To find out full details of the offer including whether you are eligible, how to register and key dates, please click on the full details of the reward. Conditions and exclusions apply. 

Full details of the reward

Wouldn’t it be lovely to be mortgage-free?

Every month, we’ll pay off someone's mortgage up to the value of £300,000. As well as giving 100 customers £1,000 each.

Find out about our Mortgage Prize Draw, if you’re eligible and how to register.  Mortgage Prize Draw rules apply. 

Mortgage Prize Drawabout our mortgage prize draw and your chance to be mortgage-free

Contact Us

Whether it’s on the phone, by video or in a branch, speaking to our mortgage advisers has never been easier. 

Get in touch

Why choose the Halifax?

We offer a range of deals and expert advice whether you're buying a home or switching deals. 

Why choose us?