Switch to Halifax

Choose from one of our bank accounts below.

Our range of bank accounts can offer you simplicity when managing your everyday spending, or a little bit more, with accounts that include a wide range of insurance benefits. Browse our variety of bank accounts today, to find the one that’s right for you and apply.

Ultimate Reward Current Account

Travel insurance, mobile phone insurance, car breakdown cover and more. You’ll need to pay a monthly fee to maintain this account.

Ultimate Reward Current Account

Reward Current Account

Everyday banking and you'll get access to a monthly Reward, too. You may need to pay a monthly fee to maintain the account.

Reward Current Account

Current Account

Free everyday banking. Manage your money 24/7, at home or on the go. It's that simple.

Current Account

Youth and student accounts

Off to Uni or looking for your child’s first account? We've got a range of accounts for kids, teens and students.

Compare our youth and student accounts

Set up the Mobile Banking app

Everyday banking on the go where you can:

  • View account statement and search transactions
  • View card details - instantly view your card information and use it for online shopping
  • Report a card as lost or stolen or temporarily freeze it
  • View pin
  • Sign in securely using fingerprint or Face ID with a compatible device

Service Quality Information for personal current accounts

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

  • We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.

    • The service is free to use and you can choose and agree your switch date with us.
    • We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
    • If you have money in your old account, we will transfer it to your new account on your switch date.
    • We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
    • If there are any issues in making the switch, we will contact you before your switch date.
    • If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.
    Current Account Switch Guarantee

    For more information and FAQs, please read the Account Switching Guide (PDF, 1.7MB).

    Crystal Mark 20785. Clarity approved by Plain English Campaign.

Debit cards with more.

Cashback, Contactless payments, Apple Pay or Google Pay. There’s more to our cards than a little bit of plastic.

General bank account enquiries

View our straightforward guides offering information to help meet your banking needs.

Rates and fees

Find information about account fees, reward payments, overdrafts and more.

Independent service quality survey results (GB)

Personal current accounts

Published August 2021

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

 

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Overall service quality - 1st Monzo - 83%
Overall service quality - 2nd first direct - 81%
Overall service quality - 2nd Starling Bank - 81%
Overall service quality - 4th Metro Bank - 74%
Overall service quality - 5th Nationwide - 68%
Overall service quality - 9th Halifax - 61%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Independent service quality survey results (NI)

Personal current accounts

Published August 2021

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 10 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

 

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

Overall service quality - 1st Monzo - 80%
Overall service quality - 2nd Nationwide - 73%
Overall service quality - 3rd Barclays - 68%
Overall service quality - 4th Halifax - 67%
Overall service quality - 5th HSBC UK - 64%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

1 We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF, 1.4MB).

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

*Based on Halifax internal switch data since the Current Account Switch Service launched in September 2013

Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk. You can also visit our Financial Services Compensation Scheme page for more details.

The Mobile Banking app is available to Online Banking customers with a UK personal account and valid registered phone number. Our app is available on devices running iOS or Android. (the app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details). Our app does not work on jailbroken or rooted devices. Device registration required. Terms and conditions apply. Mobile Banking services may be affected by phone signal.