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Unsure how to invest your money? Find out more about possible investment styles below.
Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on personal circumstances and may be subject to change.
Would you like more information about the types of investment that we offer?
Take a look at the range of investments we offer and find your next investment opportunity.
Invest in a company
Shares mean you own a part of a company. They are usually bought and sold on a stock exchange with prices changing throughout the day. The price of a share depends on the supply and demand of that particular share.
With Halifax you can invest in a host of global markets. This includes direct access to markets based in: New York, Paris, Frankfurt, Milan, Amsterdam and Brussels.
When certain shares are listed on a different global market that we do not have direct access to (for example the Japanese market) you may still be able to invest using a depository receipt. Depository receipts are investments that represent holding a share listed on an overseas market. To invest in an overseas share using a depository receipt, simply search the name of the company using our global search tool.
Before trading US shares
If you are looking to invest in U.S. markets for the first time; you will need to complete a W8-BEN form and the NYSE Subscriber Agreement which can be found on our International Trading page.
Have a stake in multiple investments
Funds offer a collective investment where professional fund managers pool together investors’ money and invest on their behalf. Fund prices do not fluctuate throughout the day rather they are set at the end of the day.
In an actively managed fund, a fund manager monitors investments with the objective of ensuring that the fund achieves its expected regular income or investment growth.
In a passively managed fund, the fund manager follows predetermined guidelines (such as tracking an index) to meet the fund's objective which is to mimic the performance of a certain index, market or commodity.
Track the Market
If you want to track an index (like the FTSE 100 or S&P 500) or invest in a commodity (such as gold or platinum) you can do this via an Exchange Traded Fund (ETF) or Commodity (ETC). They’re usually designed to replicate an index, sector, commodity or currency and a fund manager will invest in the relevant assets with the aim of closely tracking its performance.
Please note: We are not able to trade or hold US listed ETFs.
Companies listed on the stock exchange that hold a spread of investments
An investment trust is a collective investment. Unlike funds, when you invest in an investment trust you have to buy shares because investment trusts are companies listed on a stock exchange. Due to this the price of a share in an investment trust is based on the value of the investments held but also the supply and demand of the shares themselves. This means they can be a little more risky than other collective investments such as funds and ETFs.
What is a SPAC?
A SPAC is a company or corporation which is formed with the purpose of raising funds through an Initial Public Offering (IPO). SPACs are not like regular companies with products or services and are also known as ‘blank cheque’ investments or ‘shell companies’.
What will my money be invested in?
The money raised in a SPACs IPO will be used to buy into one or more companies and/or company assets within a particular sector, and within a set timeframe. It’s also commonplace for SPACS to still be deciding on their future investments before and after an IPO takes place.
It’s important that you carry out careful due diligence on these types of investments before investing, and if you are still unsure we recommend that you seek independent financial advice. There will normally be a charge for that advice.
Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.