If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

Credit Cards

Try our eligibility tool, Simple Check:

  • See the Halifax credit cards you’re likely to be accepted for. 
  • See your estimated credit limit up front. 
  • It won’t affect your credit score.
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Coronavirus (COVID-19) support

We’re with you during this crisis. If your income has been affected by coronavirus, we’re here to support you.

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What will you be using your new credit card for?

Take a look at our Simple Check video

Simple Check makes it easier to find and compare which Halifax credit cards you’re eligible to apply for.

As the name suggests, it’s a straightforward credit card eligibility checker that shows you which cards you’re likely to be accepted for and your estimated credit limit. That’s it. Nice and simple.

Watch our video to find out how quick and easy it is to use, or use the link below to get started.

Check your eligibility

Simple Check explained

Manage your Halifax credit card

If you’ve already got a credit card with us, you’ll find everything you need to look after it here.

Activate your new card

Report your card lost or stolen

Get a second credit card

Ways to pay

More existing customer help

Find out more about credit cards

A credit card can be very handy. The trick is learning how it works so you can use it wisely. Whether you’re thinking of applying for a Halifax credit card or you’re already a customer, our guides will help you find out more.

APR, interest rates and fees 

Top tips for managing your card

Credit cards help and guidance

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.