Whether it’s the weekly shop, your household bills or any unexpected expenses you need to sort out, an everyday credit card could help you stay on top of your finances.
Why an everyday credit card might be useful:
With a balance transfer credit card, you could combine your existing card balances, so you’ll have one monthly repayment to think about. Balance transfer fees may apply.
Why a balance transfer card might be useful:
Help make planned purchases more affordable by spreading the cost with a large purchase credit card.
Why a large purchase credit card might be useful:
If you’re looking for a credit card you can also use at home and overseas, a travel credit card might suit your needs.
Why a travel credit card might be useful:
Simple Check makes it easier to find and compare which Halifax credit cards you’re eligible to apply for.
As the name suggests, it’s a straightforward credit card eligibility checker that shows you which cards you’re likely to be accepted for and your estimated credit limit. That’s it. Nice and simple.
Watch our video to find out how quick and easy it is to use, or use the link below to get started.
If you’ve already got a credit card with us, you’ll find everything you need to look after it here.
A credit card can be very handy. The trick is learning how it works so you can use it wisely. Whether you’re thinking of applying for a Halifax credit card or you’re already a customer, our guides will help you find out more.
Rather than display every credit card we offer, we’ll only show you cards you’re eligible to apply for. That way, you can make an informed choice about which cards will suit your needs.
A credit card can help you take control of your finances, but it needs to be the right option for your needs. Not all borrowing options are appropriate for all situations. For example, you may decide a credit card is not suitable with which to buy a car and may decide that a loan might be more suitable for you. However, if you need more flexibility over your monthly repayments, a credit card could provide that.
Learn more about the borrowing options available, including credit cards, loans, arranged overdrafts, and more, to help decide which is right for you.
This depends on what you want to use it for, and your individual circumstances. We’d suggest reading through everything on this page and on our website, so you understand exactly which credit card is right for you. You might find our credit cards help and guidance section useful.
A credit card is a plastic card, like your debit card, that can be used to pay for goods and services. However, with a credit card, you borrow the money when you spend on it, and then pay it back on a monthly basis. Interest will be added if you don’t clear your balance in full. Credit cards also offer better protection than debit cards on larger transactions.
No. It only does a ‘soft’ credit search that can’t be seen by other lenders, so they can’t use it when making a lending decision.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.