Life insurance

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What is life insurance?

Life insurance can bring peace of mind, ensuring financial security for your loved ones, in case of the unexpected. See how life insurance works and what options are available.

How life insurance works What is life insurance?
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What is level term life insurance?

With level cover, your cover and payments stay the same for the full length of the policy.  Find out more about this type of insurance.

Term life insurance explained Level term life insurance.
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What is joint life insurance?

Learn about the features of joint life insurance and how shared cover works. Read on to find out if this type of policy could suit your needs. 

Discover joint life insurance What is joint life insurance?

Get protected by experts

Scottish Widows are our life insurance and critical illness cover experts. And, like us they're a part of Lloyds Banking Group.

Here are a few reasons why they could be the right choice to protect you and your loved ones:
 

Get protected by experts

Scottish Widows are our life insurance and critical illness cover experts. And, like us they're a part of Lloyds Banking Group.

Here are a few reasons why they could be the right choice to protect you and your loved ones:

Support when you need it

Scottish Widows works closely with partners like Macmillan Cancer support.

Over 200 years of experience

Scottish Widows has been protecting customers for over 200 years. So you’re in safe hands.

Our life insurance and critical illness cover policies have no cash in value at any time. If the policy ends without a claim, you won't get any money back. If you don't make payments on time your cover will stop, your policy will end and you'll get nothing back.