Halifax brand change FAQs

Answers to your key questions on the Halifax brand change.

More about the change

  • No. This is a brand change only, not a change to your day-to-day banking relationship or support.

    Halifax has been part of the same family as Lloyds for many years, alongside Bank of Scotland. What’s changing is the Halifax brand, which will change over time.

  • We’re making banking feel simpler, smarter, and more joined up. By focusing on the Lloyds brand, we can invest more in the things that matter to you.

    This is an exciting new chapter, which means we can offer you even more.

  • Everything about how your accounts work stays the same, including:

    • account numbers, sort codes, policy numbers and roll numbers
    • card details and PINs
    • standing orders and direct debits
    • payments and repayments.

    There’s no change to your account features and benefits today. Over time, the brand of your Halifax accounts will change to Lloyds. If you have different Halifax accounts, updates may happen at different times, and we’ll always let you know before anything changes.

  • Over time, the brand of your Halifax accounts will change but your account details will stay the same. The timing of this will depend on the type of account you have. Any change will be gradual and we’ll always let you know before we make any updates.

  • Yes. Your account numbers, sort codes, policy numbers, roll numbers, card details, direct debits and standing orders will stay the same.

  • As the Halifax brand is changing to Lloyds, new Halifax accounts and policies are no longer available.

    Whether you're looking to open an account, borrow, save or protect what matters most, explore the range available from Lloyds to find the one that's right for you.

  • No. Anything you’ve borrowed, including arrears, still needs to be paid. If you have missed payments and you’re not currently on a repayment plan, it’s important to get in touch with us. Head to Lloyds to find out how we can help you and the ways to get in touch.

    If you’re already on a repayment plan for arrears, nothing changes. Your existing plan will continue as agreed.

Reassurance and protection

Moving to the Lloyds app and online banking

Find out more about Lloyds

If I need more support

Updates to your accounts and policies

Find out what's changing, what stays the same and any updates that may affect you.

Savings

What it means for new and existing savings accounts.

Savings FAQs

Current accounts

What it means for new and existing bank accounts.

Current account FAQs

Mortgages

What it means for new and existing mortgage accounts.

Mortgage FAQs

Credit cards

What it means for new and existing credit card accounts.

Credit card FAQs

Loans

What it means for new and existing loans accounts.

Loan FAQs

Investments and pensions

What it means for new and existing investments and pensions.

Investment and pension FAQs

Car finance and leasing

What it means for new and existing car finance and leasing accounts.

Car finance and leasing FAQs

Protection cover

What it means for new and existing protection policies.

Protection cover FAQs

Insurance

What it means for new and existing home, car and business insurance accounts.

Insurance FAQs

Your security comes first

Our promise on fraud

We want you to feel safe during this brand change.

Any action will always start in your app or online banking, not from a link, message or call.

If someone is asking you to do something another way, it's not us, it’s a fraudster.

Head to the Lloyds fraud hub

What to expect from us

  • Updates by email, letter, or in the Halifax app or online banking.
  • Clear notice when it’s time to move to Lloyds.
  • The same protection you get today.

What we’ll never do

  • Ask you to log in or verify yourself using a link or QR code.
  • Ask for personal details by phone, text or email.
  • Ask you to move your money.
 

What you can expect when you Bank on Lloyds

Customers have been trusting Lloyds to support their financial goals for generations, backed by 250 years of expertise. As the Halifax brand changes to Lloyds, you’ll have access to a wide range of financial products to help you meet your financial goals, big or small.