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Find information about an existing account you have with us

  • Each tax year you can benefit from a personal ISA allowance, helping you to earn tax-free interest.

    Tax Free Savings

    Account

    Interest

    Open for

    Withdrawals

    Terms and conditions

    Account

    ISA Saver Fixed

    Interest

    4.00%
    AER/tax free for the one year term. 

    4.10%
    AER/tax free for the two year term.

    4.10%
    AER/tax free for the five year term.

    Choose to receive interest monthly, or after each year.

    Open for

    One, two or five years. Your account will then change to an Instant Cash ISA.

    Withdrawals

    By account closure or transfer only. Charges apply.

    Terms and conditions

    Account

    ISA Reward Bonus Saver

    Interest

    3.00%
    AER/2.96% tax free variable if you make two or fewer withdrawals.

    0.65%
    AER/tax free variable if you make three or more withdrawals.

    Interest is paid monthly.

    Open for

    One year. Your account will then change to an Instant Cash ISA.

    Withdrawals

    Unlimited.

    If you make three or more withdrawals, you’ll get the lower interest rate from the month you make the third withdrawal, until the end of the account year.

    Terms and conditions

    Account

    ISA Bonus Saver

    Interest

    3.00%
    AER/2.96% tax free variable if you make two or fewer withdrawals.

    0.65%
    AER/tax free variable if you make three or more withdrawals.

    Interest is paid monthly.

    Open for

    One year. Your account will then change to an Instant Cash ISA.

    Withdrawals

    Unlimited.

    If you make three or more withdrawals, you’ll get the lower interest rate from the month you make the third withdrawal, until the end of the account year.

    Terms and conditions

    Account

    ISA Saver Variable

    Interest

    0.75% 
    AER/tax free on balances from £1 - £24,999. 

    0.90% 
    AER/tax free on balances from £25,000 - £99,999. 

    1.00% 
    AER/tax free on balances of £100,000 or more.

    Interest is variable and paid after a year. Rate applies to the full balance.

    Open for

    One year. Your account will then change to an Instant Cash ISA.

    Withdrawals

    Unlimited.

    Terms and conditions

    Account

    Junior Cash ISA

    An ISA for anyone aged under 18.

    Interest

    2.35%
    tax free/AER variable.

    Interest is paid after each year.

    Open for

    Until the child's 18th birthday. The account will then change to an adult Cash ISA Saver.

    Withdrawals

    None, until the child is 18.

    Terms and conditions

    Account

    Instant ISA Saver

    If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver or ISA Bonus Saver with us, it will change into this account at the end of its term.

    Interest

    0.75%
    tax free/AER on balances from £1 to £24,999. 

    0.90%
    tax free/AER on balances from £25,000 to £99,999. 

    1.00%
    tax free/AER on balances of £100,000 or more.

    The interest rate is variable. The rate applies to the full balance.

    Open for

    No end date.

    Withdrawals

    Unlimited.

    Terms and conditions

    Tax treatment depends on individual circumstances and may change in the future.

    Interest rates can change. You can check current interest rates online at any time.

  • If you don’t need instant access to your savings, our fixed term accounts offer fixed interest rates for a longer period.

    Fixed Term Savings

    Account

    Interest

    Open for

    Withdrawals

    Terms and conditions

    Account

    ISA Saver Fixed

    Interest

    4.00%
    AER/tax free for the one year term.

    4.10%
    AER/tax free for the two year term.

    4.10%
    AER/tax free for the five year term.

    Choose to receive interest monthly, or after each year.

    Open for

    One, two or five years. Your account will then change to an Instant Cash ISA.

    Withdrawals

    By account closure or transfer only. Charges apply.

    Terms and conditions

    Account

    Fixed Saver

    Interest

    4.00%
    AER/gross interest for the one year term. 

    4.10%
    AER/gross interest for the two year term. 

    4.10%
    AER/gross interest for the five year term.

    Choose to receive interest monthly, or after each year.

    Open for

    One, two or five years. Your account will then change to a Standard Saver.

    Withdrawals

    By account closure or transfer only. Charges apply.

    Terms and conditions

    Account

    Regular Saver

    Interest

    5.00%
    gross/AER fixed.

    Interest is paid after a year.

    Open for

    One year. Everything you save will then be moved to an Everyday Saver account.

    Withdrawals

    By account closure only.

    Terms and conditions

    Account

    Family Boost Fixed Savings Account

    This account is for those who want to help a family member buy their first home through the Family Boost Mortgage Scheme.

    Interest

    5.00%
    AER/gross fixed.

    Interest is paid after each year.

    Open for

    Three years. Your account will then change to a Standard Saver. 

    Withdrawals

    No withdrawals or early closure.

    Terms and conditions

    Account

    Instant Saver

    If you have an Everyday Saver, Fixed Saver, Bonus Saver, Reward Bonus Saver or Family Boost Fixed Savings Account with us, it will change into this account at the end of its term.

    Interest

    0.75%
    AER/gross on balances from £1 to £24,999. 

    0.90% 
    AER/gross on balances from £25,000 to £99,999. 

    1.00% 
    AER/gross on balances of £100,000 or more.

    The interest rate is variable. The rate applies to the full balance.

    Open for

    No end date.

    Withdrawals

    Unlimited.

    Terms and conditions

    Account

    Instant ISA Saver

    If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver or ISA Bonus Saver with us, it will change into this account at the end of its term.

    Interest

    0.75%
    tax free/AER on balances from £1 to £24,999. 

    0.90%
    tax free/AER on balances from £25,000 to £99,999. 

    1.00%
    tax free/AER on balances of £100,000 or more.

    The interest rate is variable. The rate applies to the full balance.

    Open for

    No end date.

    Withdrawals

    Unlimited.

    Terms and conditions

    Tax treatment depends on individual circumstances and may change in the future.

    Interest rates can change. You can check current interest rates online at any time.

  • Put some money aside or encourage a child to save using an account designed for kids and teens.

    Kid's Savings

    Account

    Interest

    Open for

    Withdrawals

    Terms and conditions

    Account

    Money Smart

     

    Interest

    2.25%
    AER/2.23% gross on balances from £1 - £1,000.

    0.75%
    AER/0.75% gross on any excess above £1,000.

    Interest is variable, paid monthly and applies to the savings account only.

    Open for

    Until the child’s 18th birthday. The savings account will then change to an adult Easy Saver. The spending account will change to an adult Current Account.

    Withdrawals

    Unlimited.

    Terms and conditions

    Account

    Kids' Monthly Saver

    For adults who want to regularly save for a child aged 15 and under.

    Interest

    5.50%
    AER/gross fixed.

    Interest is variable and paid monthly.

    Open for

    One year. Everything you save will then be moved to a Kids' Saver account.

    Withdrawals

    By account closure only.

    Terms and conditions

    Account

    Kids' Saver

    For adults who want to save for a child aged 15 and under.

    Interest

    2.25%
    AER/2.23% gross on balances from £1 - £5,000.

    0.75%
    AER/0.75% gross on any excess above £5,000.

    Interest is variable and paid monthly.

    Open for

    Until the child's 16th birthday. The account will then change to an adult Easy Saver.

    Withdrawals

    Unlimited.

    Terms and conditions

    Account

    Junior Cash ISA

    An ISA for anyone aged under 18.

    Interest

    2.35%
    tax free/AER variable.

    Interest is paid after each year.

    Open for

    Until the child's 18th birthday. The account will then change to an adult Cash ISA Saver.

    Withdrawals

    None, until the child is 18.

    Terms and conditions

    Account

    Instant Saver

    If you have an Everyday Saver, Fixed Saver, Bonus Saver, Reward Bonus Saver, Family Boost Fixed Savings Account or Money Smart savings account with us, it will change into this account at the end of its term.

    Interest

    0.75%
    AER/gross on balances from £1 to £24,999. 

    0.90% 
    AER/gross on balances from £25,000 to £99,999. 

    1.00% 
    AER/gross on balances of £100,000 or more.

    The interest rate is variable. The rate applies to the full balance.

    Open for

    No end date.

    Withdrawals

    Unlimited.

    Terms and conditions

    Tax treatment depends on individual circumstances and may change in the future.

    Interest rates can change. You can check current interest rates online at any time.

Offering you a flexible way to earn interest, and still access your money when you need it.

Easy Access Savings

Account

Interest

Open for

Withdrawals

Terms and Conditions

Account

Reward Bonus Saver

Interest

3.00%
AER/2.96% gross variable interest if you make two or fewer withdrawals.

0.65%
AER/gross variable interest if you make three or more withdrawals.

Interest is paid monthly.

Open for

One year. Your account will then change to a Standard Saver.

Withdrawals

Unlimited.

If you make three or more withdrawals, you’ll get the lower interest rate. This is from the month you make the third withdrawal, until the end of the account year.

Terms and Conditions

Account

Bonus Saver

Interest

3.00%
AER/2.96% gross variable monthly if you make two or fewer withdrawals.

0.65%
AER/gross variable monthly if you make three or more withdrawals.

Interest is paid monthly.

Open for

One year. Your account will then change to a Standard Saver.

Withdrawals

Unlimited.

If you make three or more withdrawals, you’ll get the lower interest rate. This is from the month you make the third withdrawal, until the end of the account year.

Terms and Conditions

Account

ISA Reward Bonus Saver

Interest

3.00%
AER/2.96% tax free variable interest if you make two or less withdrawals.

0.65%
AER/tax free variable interest if you make three or more withdrawals.

Interest is paid monthly.

Open for

One year. Your account will then change to an Instant Cash ISA.

Withdrawals

Unlimited.

If you make three or more withdrawals, you’ll get the lower interest rate. This is from the month you make the third withdrawal, until the end of the account year.

Terms and Conditions

Account

ISA Bonus Saver

Interest

3.00%
AER/2.96% tax free variable monthly if you make two or less withdrawals.

0.65%
AER/tax free variable monthly if you make three or more withdrawals.

Interest is paid monthly.

Open for

One year. Your account will then change to an Instant Cash ISA.

Withdrawals

Unlimited.

If you make three or more withdrawals, you’ll get the lower interest rate. This is from the month you make the third withdrawal, until the end of the account year.

Terms and Conditions

Account

Everyday Saver

If you have a Money Smart savings account with us, it will change into this account at the end of its term.

Interest

0.75%
AER/gross on balances from £1 - £24,999. 

0.90% 
AER/gross on balances from £25,000 - £99,999. 

1.00% 
AER/gross on balances of £100,000 or more.

Interest is variable and paid after a year. The rate applies to the full balance.

Open for

One year. Your account will then change to a Standard Saver.

Withdrawals

Unlimited

Terms and Conditions

Account

ISA Saver Variable

Interest

0.75%
AER/tax free on balances from £1 - £24,999. 

0.90%
AER/tax free on balances from £25,000 - £99,999. 

1.00%
AER/tax free on balances of £100,000 or more.

Interest is variable and paid after a year. The rate applies to the full balance.

Open for

One year. Your account will then change to an Instant Cash ISA.

Withdrawals

Unlimited

Terms and Conditions

Account

Instant Saver

If you have an Everyday Saver, Fixed Saver, Bonus Saver, Reward Bonus Saver or Family Boost Fixed Savings Account with us, it will change into this account at the end of its term.

Interest

0.75%
AER/gross on balances from £1 to £24,999. 

0.90% 
AER/gross on balances from £25,000 to £99,999. 

1.00% 
AER/gross on balances of £100,000 or more.

The interest rate is variable. The rate applies to the full balance.

Open for

No end date.

Withdrawals

Unlimited.

Terms and Conditions

Account

Instant ISA Saver

If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver or ISA Bonus Saver with us, it will change into this account at the end of its term.

Interest

0.75%
tax free/AER on balances from £1 to £24,999. 

0.90%
tax free/AER on balances from £25,000 to £99,999. 

1.00%
tax free/AER on balances of £100,000 or more.

The interest rate is variable. The rate applies to the full balance.

Open for

No end date.

Withdrawals

Unlimited.

Terms and Conditions

Tax treatment depends on individual circumstances and may change in the future.

Interest rates can change. You can check current interest rates online at any time.

 
Halifax to Lloyds image

Bank on Lloyds for your next savings account

As the Halifax brand is changing to Lloyds, you can no longer apply for a new Halifax savings account.

If you're looking for savings accounts, explore the wide range from Lloyds to find the one that's right for you.

Lloyds savings accounts

Protecting your money


The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS

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Brand change

As the Halifax brand changes to Lloyds, we'll keep you informed at every stage.

More on the change

Get the Lloyds app

Access and manage your Halifax accounts in the Lloyds app. 

How to get the app

Support centre

While the brand might be changing, we're still here to support you. 

Get help and support