Wealth management

Personal financial advice to give you the opportunities, the life and the future you and your family deserve.

Features and benefits

Achieve more together

Lloyds Wealth bring stability, depth and breadth of over 400 years of combined industry experience, giving you trusted support backed by generations of financial expertise.

We care about your goals

Whether it’s achieving your ambitions, investing, planning your retirement or passing on your wealth, we take the time to learn what is important to you.

Making finances simple

We keep everything straight forward and bring you along with us, each step of the way. No baffling jargon.

Let's break it down

Who it's for

To use this service, you must have either:

  • a sole annual income of at least £100,000
  • £100,000 spread across sole or joint savings, investments or personal pensions.

How it works

  • We’ll talk openly about your current situation and how we can shape the financial future you want. No paperwork needed. 
  • Together, we’ll build a clear picture of your goals and make things feel easier to understand.
  • We use our expertise to create tailored recommendations for your financial future. Once you’re happy, we'll get started.
  • We can give ongoing advice so your plan can change as you do. 
  • Fees and charges apply if you choose to proceed.

Ready to get started?

Lloyds Wealth specialist advisers offer a free personalised financial plan to customers who meet the criteria.

 

Book online

Lloyds Wealth advisers don't work on commission, so every recommendation is based on what’s right for you.

Book your free consultation

Building for the long term

See how Lloyds Wealth portfolios have performed compared with cash and inflation.

Wealth portfolios graph

  • Past performance

    Date

    Cautious Portfolio

    Balanced Portfolio

    Cash

    Inflation

    Date

    31 Mar 2021 - 31 Mar 2022

    Cautious Portfolio

    -0.27%

    Balanced Portfolio

    4.19%

    Cash

    0.14%

    Inflation

    7.02%

    Date

    31 Mar 2022 - 31 Mar 2023

    Cautious Portfolio

    -5.85%

    Balanced Portfolio

    -3.66%

    Cash

    2.24%

    Inflation

    10.06%

    Date

    31 Mar 2023 - 31 Mar 2024

    Cautious Portfolio

    6.91%

    Balanced Portfolio

    10.23%

    Cash

    4.96%

    Inflation

    3.23%

    Date

    31 Mar 2024 - 31 Mar 2025

    Cautious Portfolio

    3.99%

    Balanced Portfolio

    3.57%

    Cash

    4.89%

    Inflation

    2.59%

    Date

    31 Mar 2025 - 31 Mar 2026

    Cautious Portfolio

    6.61%

    Balanced Portfolio

    10.22%

    Cash

    3.99%

    Inflation

    3.32%

    Date

    31 Oct 2004 - 31 Mar 2026

    Cautious Portfolio

    136.65%

    Balanced Portfolio

    225.54%

    Cash

    50.85%

    Inflation

    83.42%

    Source: LSEG Datastream, Lloyds Wealth, Schroders Investment Management, 31 March 2026. PDPS performance prior to June 2019 reflects the Investment Portfolio Service managed by Lloyds Bank PLC. Returns are net of underlying fund fees and charges and gross of Lloyds Wealth fees. Cash is represented by SONIA Overnight rates; inflation is represented by the Consumer Price Index (CPI).

    These figures refer to the past and the past performance is not a reliable indicator of future results.

Let’s take a closer look

The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment. Tax treatment depends on individual circumstances and may change in the future.

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Important legal information


Lloyds and Lloyds Wealth are trading names of Lloyds Wealth Management Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 11722983. Authorised and regulated by the Financial Conduct Authority under registration number 830170.