Car finance help & guidance

Read our handy guides to find out more about car finance and how to manage your account online.

Buying a used car

When it comes to making a big purchase like a car, doing research up front could save you money in the future.

Our handy guide covers a number of things to look out for including:

  • places you can buy a used car
  • what to look for in a used car
  • hints and tips on how to check a car over
  • what to expect when purchasing the car
  • how to negotiate when buying a used car

Read our car buyers’ guide

Good condition guide

At the end of your agreement you may choose to return your vehicle.

Throughout your agreement you must keep the vehicle in good condition allowing for fair wear and tear.

Our guide explains:

  • what to expect at the end of your contract
  • servicing and repairs of your car
  • what is reasonable wear and tear
  • how to carry out an inspection on your car
  • what needs to be included when you return your car

Read our good condition guide

Electric and hybrid cars guide

It’s good to know what the options are before buying an electric (EV) or hybrid car. Each type has features that may suit your lifestyle.

To help you decide which is right for you, we’ve a handy guide. In it, you’ll see the main differences and the features of both types of car.

Read more in our EV and hybrid cars guide


More likely to buy an EV?

If you think an EV will be your next car but want to know more, visit our electric vehicles pages. There, you can use a suitability tool - helping you find out if an EV suits your lifestyle - and see details about a key EV services bundle you could access.

Find out more about EVs

Car finance frequently asked question

Check out some of the most frequently asked questions our customers have.

See our FAQsRead our FAQs

Additional help and support

Visit our contact and support pages to see how we can help you manage your money. You can also find links to free and independent advice on our Money worries pages.

Get in touch with us

If you’d like to speak to someone about your Halifax car finance application, we’re here for you.

Call us on0333 202 7967

Lines are open from 9am-5pm Monday-Friday, 9am-1pm on Saturdays and closed on Sundays.

Existing customers

Take greater control of your Halifax online car finance account in just 3 simple steps.

Get clued up on credit

Confused by credit? Understand more about how credit works, how to improve your score, and how it affects applying for car finance.

Credit explained

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.