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Halifax brand change car finance and leasing FAQs
Your car financing and leasing questions answered.
Car finance
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Nothing. Your existing car finance will stay with Halifax until the end of your contract, and nothing about your agreement or payments will change. You don’t need to do anything.
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No. You'll find your agreements in the same place online and be able to carry on managing them the same way you do today.
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We'll be in touch in the usual way when your car finance is due to end. You'll have all the same options as you do now, including new car finance options with Lloyds.
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You can still apply for Halifax car finance right now, but there will come a time when Halifax car finance stops being available. At that point, you'll be able to apply for Lloyds car finance.
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The way we price car financing is the same for Lloyds as it is for Halifax. New applications will be based on the same criteria and pricing. The rate you’re offered will only be different if we’ve changed our rates in the period between applications or your circumstances have changed.
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The way we make decisions about car financing isn't changing.
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Any repossession action we’ve contacted you about will still go ahead unless we contact you to say something has changed.
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Any repayment arrangements you have with Halifax will carry on as normal. You don't need to do anything differently.
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If you'd like to keep the same rate as when you started your application, make sure to complete and submit your agreement before moving to the Lloyds app and online banking.
If you move before finishing your application, you'll need to start a new one with Lloyds. The rate you're offered may be different if our rates have changed or your personal circumstances have changed, which could affect the outcome, including being declined.
Car leasing
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No. They'll stay exactly the same. You don't need to do anything.
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No. You'll find your agreements in the same place online and be able to carry on managing them the same way you do today.
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No. Your payments will stay the same. You don't need to do anything.
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We'll be in touch in the usual way when your lease is due to end. You'll have all the same options as you do now, including new leasing options with Lloyds.
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You can still apply for Halifax leasing right now, but there will come a time when Halifax leasing stops being available. At that point, you'll be able to apply for Lloyds leasing.
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Any repossession action we’ve contacted you about will still go ahead unless we contact you to say something has changed.
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Any repayment arrangements you have with Halifax will carry on as normal. You don't need to do anything differently.
Your security comes first
Our promise on fraud - we want you to feel safe during this brand change. More on protecting yourself from fraud.