Regular investment plan

You don’t need a lump sum to start investing. Set up your regular investment plan today and pay no commission on your contributions. 

 

Bank on Lloyds for investing

As the Halifax brand is changing to Lloyds, Halifax investments are no longer available to new customers.​

If you're looking for an investment, explore the wide range from Lloyds to find one that's right for you.​

​Lloyds investing

Existing accounts are not affected by the brand change.

Why invest regularly?

  • Investing money regularly could help you ride out the ups and downs of the market - 'This is called 'pound cost averaging'.

  • You can start small, and it could be a great way to invest if you’re doing it for the first time.

  • Benefit from the power of compounding - saving over the longer term means you can get returns off the money you've made in previous years (especially if you re-invest dividends), accelerating your growth.

  • Invest commission-free - our regular investment service now charges no commission meaning, more of your money is invested for your future.

 

Why not regularly invest with our ETF Quicklist?

Investing regularly in Exchange Traded Funds (ETFs) can help you create a low-cost, diversified investment portfolio. Our ETF Quicklist can help you invest in a particular country or region, or find a new investment theme, such as energy or technology.

ETF Quicklist

 

Grow your money

Investing in regular instalments can provide some protection if the market suddenly drops. A monthly investment will buy fewer shares or fund units when markets rise and more shares or units when markets fall. In falling markets, that means you can buy more shares at a cheaper price.

Build good habits

Regular contributions are a good first-step, helping you make steady progress towards a financial goal. You can choose to invest in assets that provide percentage dividend returns and reinvest them, helping to give your investments the opportunity to work harder for you and compound their potential growth.

Save yourself time

It’s not easy to read and time the market. If you choose to make regular investments, you will be putting in your money at regular intervals and building for the future, rather than spending your time trying to predict how markets could perform, which even professional investors can struggle to do.

Keep in mind

This is a medium to longer term investment please review your account on a regular basis to make sure you are achieving your investment goals.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

How to set up a regular investing plan in 3 steps

It only takes a few minutes to start making regular investments. Once you Sign in to Share Dealing or open an account, here’s what you need to do:

Start your subscription plan

Select ‘Dealing’ on your chosen account, then ‘Regular Investments’, followed by ‘Create subscription plan’. Enter how much you want to transfer, how often, and the date.

Set up your investment plan

Select 'Create Investment Plan'. Then decide how often, how much, and when you would like to invest your money.

Choose your investments

Select ‘Add Investments’ and pick the Investment Name or the Company Code of what you would like to buy regularly . Then enter the amount you would like to invest.

Ready to get started?

Already have an account?

Set up your regular investment plan today and make the most of commission-free investing.

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    Here’s a list of the types of assets you can put into a regular investment plan:

    • UK shares (not international shares) – a part of a company bought and sold on a stock exchange.
    • ETFs (Exchange Traded Funds) – Packaged investments that track an index, commodity, or even a currency.
    • Funds – Collective investments with money pooled and invested on your behalf.
    • Investment trusts – A group investment for buying shares in a company. They invest in assets on your behalf.

    There are more investments available that aren’t part of our regular investment plans. Read about your other investment options

     

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    You can sell your investments at any time during market hours. Our standard online dealing commission per trade is £9.50. This covers shares, funds, ETFs (Exchange Traded Funds), investments trusts, bonds, and gilts. 

Protecting your money

Protecting your money


The Financial Services Compensation Scheme (FSCS) protects the eligible money you hold with us.

More about the FSCS


The Financial Services Compensation Scheme (FSCS) protects the eligible money you hold with us.

More about the FSCS

Important legal information

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.