Business insurance

Your business is your baby. Protecting it as it grows is simple.

Whether your business is taking its first steps, or all grown up, Halifax Business Insurance can help you get the right cover to make sure your business is protected.

Get a fast, easy quote and cover online

You can buy Public Liability and Professional Indemnity online, choosing from a range of quotes from a panel of leading insurers

Insurance Solutions from Gallagher

Halifax Business Insurance Services are arranged and administered by Arthur J. Gallagher Insurance Brokers Limited. When getting a quote online you will be taken to Gallagher’s online site with a new privacy and cookie policy.

Who needs business insurance?

As a business owner, it’s sometimes difficult to understand what insurance you need, and how much of it to buy to make sure your livelihood is protected.

Whether you’re a small, home-based eBayer, or run a building company with several employees, there’s a range of covers available to make sure you’re trading responsibly.

Almost all businesses need some form of insurance, and if yours doesn’t, then at least you can be confident that you’ve checked you’re not putting your business at risk.

Public Liability Insurance for Tradesmen & Self Employed

Get a quote online

Professional Indemnity Insurance

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Need Advice?

If you’re not sure what you need, call to speak to specialist business insurance advisers.

Call on 0345 241 3410

Lines are open Monday to Friday 9am-6pm.

Get cover online and protect your business

Public Liability Insurance for Tradesmen & Self Employed

Accidents can, and do, happen even to the most cautious of businesses. Make sure you’re protected should a client or member of the public injure themselves or damage their property due to your business.

Get a Public Liability quote and choose from optional covers

  • Public Liability cover
  • Employers’ Liability
  • Tool cover
  • Business Equipment
  • Stock cover
  • Contract Works cover
Find out more about Public Liabilityabout Public Liability Insurance

Professional Indemnity insurance

If you give advice or offer a professional service, you may need professional indemnity insurance. This insurance protects you against the costs involved with giving wrong, negligent or misleading advice. Even if the mistake was not yours, it can be costly to defend these claims.

So if you’re a business, marketing or IT consultant get the advice you need to protect you and your business.

More about Professional Indemnityabout Professional Indemnity Insurance

Tailored Insurance designed for businesses with premises

All businesses are different and it can be difficult to know what protection you need. So whether you work from home, run a shop, office or salon or need a combination of covers to protect your business, premises and your customers, we’ve got you covered.

Speak to specialist business insurance advisers who will help you find the right insurance for your business and search a panel of insurers to get you the right cover at the right price.

Call 0345 241 3410 and get yourself protected. Lines are open Monday to Friday 9am-6pm.

Shop and Salon Insurance

Protect your shop or salon against costly claims where there is legal liability arising from third party injury, property damage, injury to employees. Loss of stock, money, damage to the shop front and building itself can all be covered.

Get buildings and contents insurance, as well as product and public liability cover.

Financing a beauty salon and spa business: What are your options? Read our Guide

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Office Insurance

Get protection for your office. Choose insurance covers including buildings and contents insurance, computer cover, as well as public liability.

Cover for business interruption and employers’ liability can also be provided.

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Working from Home Insurance

Cover for businesses that are run from home, including cake makers, tutors, eBayers, designers, consultants and many more. Select from a range of covers to suit your needs such as public liability, goods in transit and business equipment cover.

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Surgery Insurance

Ensure your surgery and your stock is protected - including refrigerated drugs. Get cover against damage to your premises, equipment and business interruption along with public and employers’ liability covers, building and contents insurance and computer cover.

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Pub, Restaurant and Café Insurance

Safeguard your business in the event that stock is ruined, cash is stolen, or you face a compensation claim where there is legal dispute. Speak to experienced advisers about stock deterioration, business interruption and public liability cover.

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Hotel and Guest House Insurance

Buildings, contents, stock and business interruption insurance can be included, in addition to public and employers’ liability. Cover can also be provided for personal belongings of guests and owners.

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Get a quote and buy online

Get a quote in minutes and choose from a panel of insurers

Public Liability Insurance for Tradesmen & Self Employed

Retrieve a quote

Get advice and a quote tailored to your business

Speak to specialist business insurance advisers who will help you find the right insurance for your business and search a panel of insurers to get you the right cover at the right price.

Call on 0345 241 3410
Lines are open Monday to Friday 9am-6pm.

Request a callback

Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Halifax is a division of Bank of Scotland plc, and is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Halifax Business Insurance Services and source products from a panel of insurers.

Bank of Scotland plc, registered in Scotland No. SC327000, Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628.