Why buy life insurance?

Life insurance could be the most important financial product you ever buy.

A life insurance policy pays out a cash sum to your loved ones when you die. Think about the people who rely on you. Think about the kind of help they would need if you weren't there.

We want to help you protect what matters most. Here are some of the benefits of getting life insurance with Halifax:

  • Choice of options to suit your needs
  • A simple claims process for peace of mind
  • Life cover built around your needs

What is life insurance?How much cover is right for you?

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Helping you prepare for the future. Together.

We partner with the life insurance providers at Scottish Widows, who like us are a part of Lloyds Banking Group. We want to help you to protect the people you care about and we won’t be doing it alone.

Scottish Widows has over 200 years of experience helping and protecting families. Together we can help you prepare for the future and protect what’s most important to you.

Our life insurance policies

Unlike some other banks, we have our own life insurance experts. Scottish Widows is a part of our group, and together we’re ready to help.

Life cover you can count on

We want to help you to protect the people you care about to give you peace of mind.

If you die while covered, we’ll pay a cash lump sum to your loved ones.

They could use the money to:

  • Pay off the mortgage
  • Settle outstanding debts
  • Provide for your family

If you already have access to Online Banking, sign in for a quote or to get cover put in place.

Sign in to get a quote

Please remember, our policies have no cash-in value at any time. If you don't pay your premiums on time, your cover will stop and you won't be able to make a claim. If you don't make a claim by the end of the term then your premiums will not be returned.

Getting in touch

We have a dedicated team ready to take your call.

New customers

We can give you a life insurance quote along with information to help work out what cover is right for you.

Find your nearest branch

Existing Halifax mortgage customers only.

Looking for advice?

If you would like to get independent advice about life insurance, talk to LifeSearch. They can discuss and advise on your cover needs over the phone.

Call LifeSearch on 0800 804 6825.

Lines are open Monday to Thursday 8am – 8pm and Friday 8am - 6pm.

LifeSearch is not part of Lloyds Banking Group.

Need to make a claim?

We paid out 98% of claims in 2018* so you know you can rely on us to support you when it matters most.

We have a dedicated claims team that will support you or your beneficiary with a claim if you need to make one. Click below to find out more.

Find out how to make a claim

*This figure is based on the number of Life Cover and Critical Illness Cover claims paid out by Scottish Widows between January 2018 and December 2018.

Existing customers

If you’d like to speak to us about an existing life insurance policy please get in touch.

Contact information for existing life insurance policies

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Mon to Fri - 8am to 6pm
Sat - 9am to 12:30pm

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Mon to Fri - 9am to 5:30pm

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Mon to Fri - 9am to 5pm

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Mon to Fri - 8am to 6pm
Sat - 9am to 1pm

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Mon to Fri - 9:30am to 5pm

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.