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Life insurance from Scottish Widows. For your loved ones and for your peace of mind. Get a quote today.
Get your quote now Get your quote now.Life insurance can act like a safety net. It pays out a cash lump sum if you die before your policy ends. So it could help your loved ones cope financially when you can't be there.
A life insurance policy can give you peace of mind that you've protected what matters most.
To apply for cover you must be:
You do not need a medical exam, and you will get your decision the same day.
Life insurance might be right for you if you:
It might help to think about the kind of support your loved ones would need if you couldn’t be there. Things like:
The amount of cover that's right for you depends on a few factors. In case of your death, what kind of support would your loved ones need? You can pick the amount cover that’s right for you and your loved ones.
Want help working out what you need? Try our life insurance calculator.
It might help to think about life’s milestones, like the number of years until:
You can get cover from 5 to 40 years, up to age 69.
Download our policy guides:
This table shows the average prices paid by people in your age group. You can see how the monthly cost you pay could be lower the sooner you take out protection.
Average prices for Halifax Plan & Protect policies bought online between 01 May 22 and 30 April 23. Prices are based on single level life insurance and excludes critical illness cover. Prices may be higher or lower subject to underwriting criteria that depends on personal circumstances and are subject to change.
The significant changes in life can give you a good chance to think about how you can protect your loved ones from the unexpected.
Scottish Widows protection products have no cash-in value at any time. So if the policy ends without a claim, you won't get any money back. If you don't make payments on time, your cover will stop, your policy will end and you'll get nothing back.
Cavendish Online is here to help find the cover that is right for you.
Like us they are part of Lloyds Banking Group. They'll give you guidance on Scottish Widows life insurance and/or critical illness policies.
Trustpilot rate them as 'Excellent' 4.9/5.
They won't charge you for their guidance and you do not need to take the product as a result of speaking to them.
Call: 0800 131 0299
Lines are open Monday to Thursday 10am -7pm, Friday 10am- 6pm.
Or request a call back at a time that suits you.
Life insurance could pay out a cash lump sum if you die before your policy ends. It's designed to help your loved ones cope financially when you can't be there.
When you apply for your policy, you’ll select the size of the cash lump sum that will get paid out when a claim is made. You’ll also select how long you want to be covered.
You’ll pay a fixed amount each month by Direct Debit, until your policy ends. Your policy doesn’t have a cash-in value. This means that if it ends without a claim, then you won’t get the money back.
Scottish Widows might not be able to help if you have a pre-existing condition. But if they can't offer you a policy, they'll let you know how to get more help or advice.
We want to make sure you get the help you need.
To get advice about life insurance, contact Cavendish Online. They can help find cover that’s right for you and your loved ones.
Cavendish Online won't charge you for their advice, and you're under no obligation when you speak to them.
Call Cavendish Online on:
Lines are open Monday to Thursday 9am - 7pm, Friday 9am - 6pm.
Cavendish Online is a part of Lloyds Banking Group. They'll give you advice on Scottish Widows protection products.
Life insurance costs vary according to how much cover you need, your age, and other factors such as your health history.
The price will also change based on your age, health and lifestyle. You’ll pay a fixed amount each month until your policy ends.
No. Your policy only pays out if you make a successful claim. If your policy ends without a successful claim, then your cover will end, and you won’t get any money back.
Make sure you pay each month on time, or your cover could stop.