Personal loan help and guidance

Get helpful information on Halifax personal loans. Whether you’re an existing customer or thinking of taking a loan out with us, we’re here to help.

Learn more about Halifax personal loans

Whether you’re just browsing, or you know what loan you want. Here’s what you can expect when you apply for a loan with us.

What you can borrow for?

Here are some of the types of loan we offer:

Other loan types are available. 

See all loan options

Am I eligible for a Halifax personal loan?

You can apply for a loan if:

  • You are aged 18 years old or over, and a UK resident (except for the Channel Islands and the Isle of Man)
  • You are in paid employment or have a regular income
  • You have not been declined credit in the last month or have a history of bad credit.

Lending is subject to status and credit checks.

Learn more about loans eligibility

Work out how much you could borrow

Get an idea of what your monthly loan repayments could be using our calculator.

Work out your repayments Loan calculator

Things to consider before taking a personal loan

If you’re not sure if a personal loan is right for you, look at our guide.

You’ll find helpful information to consider when taking out a loan and look at other types of borrowing that may be more suitable for your needs.  

See our things to consider guide

Important information about personal loans

Get important information about Halifax personal loans.

This includes loan terms, understanding the risks and other borrowing options.

See important information

 

I want to make changes to my loan account

If you’re an existing Halifax loan customer, you can make changes online when it suits you.

Sign into Online Banking

Register for Online Banking

 

Find out about managing your loan online

If you’d prefer to speak to us, we’re here to help. 


See contact us

I have a question about my existing personal loan

Get answers to some of the most frequently asked questions our customers have about loans.

See frequently asked questions

Get support with managing your money

With the rising cost of living, it’s natural to worry about money. To help you manage your money, we have some useful tips and tools. 

Credit explained

Check your credit score

Help me manage my money

Help with money worries

I want to get in touch about my loan

If you’d like to speak to someone about your personal loan, we’re here to help. 

  • Change your direct debit details
  • Change your payment date
  • Update your address.

Contact us

Mobile Banking app

Join our 7 million app users.

  • Simple and secure sign in.
  • Stay up to date with notifications.
  • Chat to our Virtual Assistant.

 

More about our app

QR code to download our Mobile Banking app

Online Banking

Sign in to view or manage your accounts on our website.
 

Sign in now

 

Register for Online Banking

Mobile Banking app

Join our 7 million app users.

  • Simple and secure sign in.
  • Stay up to date with notifications.
  • Chat to our Virtual Assistant.

Download app

More about our app

Online Banking

Sign in to view or manage your accounts on our website.

Sign in now

Register for Online Banking

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Personal loans glossary

Not sure what a word or term means? Then using this loans glossary could be the best place to start.

See the loans glossary 

Credit explained

Confused by credit? Understand more about how credit works, improving your credit score and how it affects applying for a loan. 

See credit explained

Your credit score

Sign up for ‘Your credit score’ to see your score with TransUnion. It’s free to check and won’t harm your credit score.

See more on Your credit score