Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
Already have a Halifax loan? Looking to borrow a bit more to buy a new car, do some work around the house or just reorganise your finances?Check your eligibility
Checking your eligibility won't affect your credit score.
When borrowing money, you need to make the right choice for you and your circumstances. Other borrowing options may be more suitable.
Get a quote - just sign in to Online Banking for a personalised quote. This won't affect your credit score.
What's in the quote - usually we'll tell you how much you can borrow and if you're likely to be approved before you apply.
Receive your money quickly - and into your bank between 9am-8:30pm, or before 9am the next working day.
Repayment holidays - you can apply for up to two repayment holidays of 1 month in a rolling 12-month period, if approved. Interest will still be charged for the months that you don’t make any payments, so you'll pay more interest overall and your original term will be extended.
Make extra payments with no charge.
Or pay off your loan early. Just be aware, we may charge up to 58 days' interest for early settlement.