Managing your loan

As well as contacting us to manage your loan, you can now manage your loan online. You can:

  • View your loan transactions
  • Make additional payment*
  • Get an early settlement quote
  • Pay off your loan early*
  • Apply for a repayment holiday. A repayment break will extend the life of your loan and result in higher interest and a longer term
  • View your annual statement
  • Reinstate your Direct Debit if this has been cancelled.

Use our calculator to show the effect of making additional payments or taking a repayment holiday.

*Only available if you have a Bank Account with Halifax. 

  • OR you can pay from a current account, in the same way you pay a bill or a person. Please use these payment details:

Account number: 90000468

Sort code: 77-77-90

Reference number: this is your 12 digit loan account number - you can find this on your Internet Banking or any letters about your loan you've received from us.

Please note, manual payments will not take the place of your monthly payment. We will still take your Direct Debit as planned on your usual payment date.

If you’re worrying about managing your money or rising living costs, you’re not alone we're here to help.

Only available in branch or over the phone:


Sign in to Online Banking


Contact us


Register for Online Banking. It only takes about 5 minutes.

Manage your loan online screenshot

Support with the cost of living

With the rising cost of living, it's natural to worry about your money. To help you manage your money, we have some useful tips and tools. 

Help with money worries

Help me manage my money