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Bank on Lloyds for your next current account

If you're looking for a current account, explore the wide range from Lloyds to find the one that's right for you.

Lloyds current accounts

Existing current account customers

There's no change to your account right now.

About the brand change to Lloyds

Your current account questions answered.

Bank account FAQs

Help with your current account

Current account help and support for existing customers.

Current account help

Accounts we used to sell

Find product information and terms and conditions for your existing current account.

Accounts no longer on sale

Protecting your money


The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS


Protecting your money

The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS

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Brand change

As the Halifax brand changes to Lloyds, we'll keep you informed at every stage.

More on the change

Get the Lloyds app

Access and manage your Halifax accounts in the Lloyds app. 

How to get the app

Support centre

While the brand might be changing, we're still here to support you. 

Get help and support

Independent service quality survey results
 

Personal current accounts (GB)

Published August 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking
 

Personal current accounts (GB) Overall service quality survey results. Ranking 1st place Monzo 79%, 2nd place Starling Bank 76%, equal 3rd place Nationwide 75%, equal 3rd place first direct 75%, 5th place Chase 68%, 6th place Halifax 63%

 

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Personal current accounts (NI)

Published August 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking
 

Personal current accounts (NI) Overall service quality survey results. Ranking 1st place Monzo 82%, 2nd place Starling Bank 79%, 3rd place Nationwide 76%, 4th place HSBC UK 71%, 5th place Chase 68%, equal 6th place Halifax 66%

 

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Service Quality Information for personal current accounts. The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.

Important legal information

Arranged overdrafts are subject to application and approval and repayable on demand. You must be 18 or over to apply. Arranged overdraft limits and interest rates vary based on your individual circumstances.

We use a range of third party providers for the Ultimate Reward Current Account benefits. For full details of the benefits, policies, account terms and conditions and the range of third party providers we use, please read the Getting Started Guide (PDF, 1.4MB).