Accounts no longer on sale

Easycash

£0

• Free everyday banking – You don’t have to pay monthly fees, or interest if you accidentally go overdrawn.
• Visa debit card.
• Some features this account doesn’t have - The Easycash Account does not offer an arranged overdraft, a chequebook, a contactless debit card or credit interest on your balance.

Bank account guide (PDF, 311KB)

Rates, rewards and fees

Cardcash

£0

• Free everyday banking.
• Visa debit card with contactless.
• Customers aged 16-17 you will receive credit interest on your account of 0.50% AER/ 0.50% Gross variable on balances between £1 and £2,499.99. No interest will be paid on any part of your balance over £2,499.99.

Bank account guide (PDF, 311KB)

Rates, rewards and fees

Current Account

£0

• Get up to 15% cashback with Cashback Extras from selected retailers.¹
• Save money on the go with Save the change®. ²
• Access to all the great app features​.
• Option to apply for an arranged overdraft.³

¹Retailer offers and cashback amounts vary​.
²We'll round up debit card spend and transfer the change to your nominated Halifax savings account​.
³All overdrafts depend on our assessment of your circumstances and are repayable on demand.

Bank account getting started guide (PDF, 1.1MB)

Rates, rewards and fees

Reward Current Account

£3

Refunded each month you pay in £1,500 or more.

All the benefits of Current Account, plus: ​

• no debit card fees from us when you use your card abroad
• earn credit interest on balances up to £5,000 when you pay out 2 direct debits per month
• preferential travel money rates​
• exclusive savings offers. You'll get exclusive access to our Reward Bonus Saver and ISA Reward Bonus Saver accounts.

Bank account getting started guide (PDF, 1.1MB)

Rates, rewards and fees

Ultimate Reward Current Account

£19

All the benefits of Current Account, plus:

• worldwide multi-trip family travel insurance
• AA Breakdown Family Cover for UK-wide roadside assistance
• mobile phone insurance for unexpected damage or loss
• home emergency cover
• no debit card fees from us when you use your card abroad
• preferential travel money rates
• exclusive access to Reward Bonus Saver and ISA Reward Bonus Saver accounts.

Benefits supplied by selected third-party providers. Limits, terms and exclusions apply.

Ultimate Reward Current Account Getting Started Guide (PDF 1.3MB)

Insurance Product Information Booklet (PDF 2.4MB)

Account benefits

Rates, rewards and fees

Student Current Account

£0

Available if you’re aged 18 or over, and on a degree course or equivalent full-time education.​

All the benefits of Current Account, plus:

• apply for up to £1,500 interest-free overdraft in years 1 to 3 and up to £2,000 in years 4 to 6 4
• for your first year after graduation get up to £2,000 interest-free overdraft, second year it’s up to £1,500 and third year it’s up to £1,000.*
• no debit card fees from us when you use your card abroad.

⁴If you use more than your interest-free overdraft amount, the rate will depend on how you manage your accounts with us and your credit history. We’ll let you know your rate upfront if you apply. All overdrafts depend on our assessment of your circumstances and are repayable on demand.

Bank account getting started guide (PDF, 1.1MB)

Rates, rewards and fees

Money Smart

£0

Our current account and savings account for 11- to 15-year-olds.

• A Visa debit card​.
• Parent or legal guardians can see account activity.
• Handy Money Smart tips to help with spending and saving.
• Interest on savings account: 2.25% AER (2.23% gross variable) on balances over £1 and 0.75% AER (0.75% gross variable) on balances over £1,000.​
• No overdraft available.

Money Smart Account Conditions (PDF, 338.0 KB)

Rates, rewards and fees

Expresscash Account

£0

Current account for 13- to 17-year-olds.

• Contactless Visa debit card.
• Online and mobile banking.
• Earn interest on savings – Up to 0.50% AER on balances (eligibility depends on when the account was opened).
• Mobile alerts with real-time notifications to track spending and balances.
• No overdraft available.

Bank account getting started guide (PDF, 1.1MB)

Rates, rewards and fees

Basic Account

£0

Our account for customers who are ineligible for our other current accounts.​

• Contactless Visa debit card – easy, secure payments in-store and online.​
• Essential banking access – manage your money with confidence.​
• No overdraft available – helping you stay in control of your spending.

Bank account getting started guide (PDF, 1.1MB)

Rates, rewards and fees