How to get an early settlement quote

To settle your loan early, you’ll need a settlement quote. This will make sure you’re paying the right amount, including any loan interest.  If you are within your 14-day right of withdrawal period, you can call us to cancel your loan.

It’s best to check your payment limits with your bank before making any large payments to settle your loan. Find out more about payment limits.
 

You can do this online

  • Get your early settlement quote online.
  • Your settlement quote is valid for 30 days.
  • Pay up to £25,000 off your loan using our app or online banking.
  • Pay online if you have a current or savings account.

Keep in Mind

We may also apply an early settlement adjustment to your loan. This means that we may charge up to 58 days interest on your loan.

This settlement adjustment won't be made if your loan has less than 90 days left.

How to do it

Let us show you step by step.

    1. Log in and select the loan account you want to pay. Select more actions.
    2. Select Admin, then Close Loan Account
    3. Read through settlement information then select on get a quote.
    4. Follow instructions on how to make your payment.
       

    If you don’t have a current or savings account, you can still get an early settlement quote online. 

  1. Log in and select the loan account you want to pay. Then select the three-dot menu.
  2. Select Loan Closure.
  3. Scroll and read through settlement information then select on get a quote.
  4. Follow instructions on how to make your payment.
     

If you don’t have a current or savings account, you can still get an early settlement quote online.

Get set up online

 

Mobile banking app

Join our 7 million app users.

  • Simple and secure login.
  • Stay up to date with notifications.
  • Chat to us online.



Online banking

Log in to view or manage your accounts on our website.

Log in now

Register

  • If you're not registered for online banking, you can still make extra loan payments. You can do this by calling us or visiting your local branch.

    Pay from another bank's current account just like you would pay a bill or a person. To set up a new payee and complete a payment, you'll need the following details:

    • Account number: 90000468
    • Sort code: 77-77-90
    • Reference number: This is your 12-digit loan account number.

    You can find your loan account number in your online banking or in any letters about your loan that you've received from us.

    It’s best to check your payment limits with your bank before making any large payments. 

    Find out more about payment limits.

     

Get clued up on credit

Confused by credit? Understand more about how credit works, how to improve your score and how it affects applying for a loan.

Credit explained