Help on Lloyds
You can now use the Lloyds Help Centre for help and support.
How to make extra loan payments
You can make extra payments on top of your monthly amount. We won't charge you for doing so. This will reduce the total amount of interest you’ll pay and could reduce your loan term
You can do this online
- Use our calculator to instantly see how your extra payment will affect your loan.
- You can pay up to £25,000 off your loan using our app or online banking.
- You’ll need a Halifax current or savings account to make the payment online.
How to do it
You can do this using the Lloyds app or online banking - let us show you step-by-step.
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- Log in and select the loan account you want to pay. Then select the three-dot menu.
- Select additional payment.
- Enter how much extra you'd like to pay. Select Calculate to see how this will affect your loan.
- Follow instructions on how to make your extra payment.
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- Log in and select the loan account you want to pay. Select more actions.
- Select Make an Additional Payment, then Make an overpayment.
- Enter how much extra you'd like to pay. Select Calculate to see how this will affect your loan payments.
- Follow instructions on how to make your extra payment.
Get set up online
The Halifax brand is changing to Lloyds
If you don’t use online or mobile banking, you can start using the Lloyds app now to see your existing Halifax accounts. Once you’ve downloaded it, you can set it up using your Halifax account details.