Mortgage calculators

Our mortgage calculators are designed to help make things easier for you. They’ll give you an idea of how much you could borrow and see how changes to your mortgage could affect your repayments.

As the Halifax brand is changing to Lloyds, you can no longer apply for a new Halifax mortgage unless you've already started your application.

 

 

Bank on Lloyds for your new mortgage

If you're looking for a new mortgage or moving home, head to Lloyds for the same range of options. Apply online or with one of our experts.

You can still manage your existing mortgage with Halifax, including switching to a new rate or applying to borrow more.

Lloyds mortgages

Existing Halifax mortgage customers

Our other calculators and tools

Switching your mortgage

If your existing Halifax mortgage is coming to the end of its term, you might like to switch to a new deal. You'll need to have your mortgage account number to hand.

Switch your mortgage

Borrowing more calculator

If you want to borrow more on your mortgage, you can work out some of the costs using our calculator. You'll need your mortgage account number to hand.

Borrowing more calculator Borrowing more calculator

Home Energy Saving Tool

  • Get a personalised action plan and tips to make your home more energy-efficient.
  • We'll estimate how much the improvement could save you in the end.
Home Energy Saving Tool

Interest rate change calculator

  • Work out how a change in interest rate could affect your monthly payment.
  • Find out the steps you can take if your monthly payment changes.
Interest rate calculator

You could lose your home if you don’t keep up your mortgage repayments

Planning for a change to your mortgage?

Overpayment calculator

If you already have a mortgage with us, you can use HelloHome to:

  • Work out how much you could save by overpaying.
  • Calculate how overpaying on your mortgage could reduce the overall interest.
Overpayment calculator

Interest rate change calculator

  • Work out how a change in interest rate could affect your monthly payment.
  • Find out the steps you can take if your monthly payment changes.
Interest rate calculator

Banking online

It's simple and safe to use our mortgage calculator in our app or on our website.

 

The Halifax brand is changing to Lloyds

If you don’t currently use online or mobile banking, you can start using the Lloyds app now to see your existing Halifax accounts. Once you’ve downloaded it, you can set it up using your Halifax account details.

How to get online

More on the change

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Brand change

As the Halifax brand changes to Lloyds, we'll keep you informed at every stage.

More on the change

Get the Lloyds app

Access and manage your Halifax accounts in the Lloyds app. 

How to get the app

Support centre

While the brand might be changing, we're still here to support you. 

Get help and support