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Joint Accounts
Joint bank accounts are an easy way to help two people manage money together.
What will you get with a joint account?
- Both account holders get a contactless VISA debit card
- Both people can manage the account through Online Banking and the Mobile Banking app
- You can apply for a shared, arranged overdraft
How can a joint account help you?
- Keep track of your shared spending – you can both withdraw, deposit, and make payments
- Budget together – set yourself a joint budget each month
- You can open one with a partner, family member, housemate, or friend
Further information about joint accounts
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Two or more parties can open a joint account. If you need an account with more than two people, please go into your nearest branch to discuss your options.
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You’ll need to visit a branch if you’d like to remove someone from the account. Just make sure any overdraft debt is cleared before you do.
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We only need an instruction from one of the account holders to close an account. You can close your joint account in branch, over the phone, by post or using the Webchat function in the Mobile Banking App.
Any Direct Debits or standing orders will need to be moved and you must ensure all overdraft debt is cleared.
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Yes. You’ll need your debit card or details of the account you wish to switch from, income details, your home address and the details of any arranged overdraft you have on your existing bank account.
You can switch both sole accounts and joint accounts into a joint account. Ensure your new account is in joint names before completing your switch.
You can’t switch a joint account into a sole account until the second party has been removed from the account.
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Open a joint account
Before you apply, there are a few questions to answer so we can find the right option for you.
Do you want to open a new joint account, or add someone to an existing current account?
