Compare Current Accounts
We offer a range of current accounts to suit different needs.
Whether you’re looking for an account with benefits or need a simple account for day-to-day spending, we have a range of current accounts to suit your needs. With all of our bank accounts you have access to Online Banking and the Mobile Banking app, as well as 24-hour telephone services and access to our branches.
Explore and compare our available current accounts below, to find the one that suits you and apply online today. It’s quick, simple and you can switch to us within just 7 working days with the Current Account Switch Service.

Type of account |
Features & benefits |
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Type of account |
Features & benefits
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Type of accountReward Current AccountMonthly maintaining the account fee £3 If you pay in £1,500 or more each month you won’t pay the fee. |
Features & benefits
Meet the following criteria every month to receive your chosen reward Spend £500 on your debit card each month or Keep £5,000 or above in your account each day of the month You will also need to pay at least £1,500 into your account and stay in credit (keeping your balance at £0 or above).
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Type of account |
Features & benefits
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Ultimate Reward Current Account There are other accounts available to you that provide banking facilities without additional benefits, and which do not have a monthly maintaining the account fee. |
Type of accountMoney Smart (11-15 years old)As part of Money Smart, the child gets a current account and a savings account. Monthly maintaining the account fee £0 |
Features & benefitsOur current account and savings account for 11 to 15 year olds:
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Type of account |
Features & benefitsOur Student Current Account is available if you’re aged 18 or over, and on a degree course or equivalent full time education.
The daily arranged overdraft interest rate for using your arranged overdraft, over your interest free amount is based on how you manage any accounts you have with us and on the credit information we hold about you. We will let you know your rate in the pre contract credit information we give you if you apply for an arranged overdraft. |
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Type of account |
Features & benefits
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Type of account |
Features & benefitsOur account for customers who are ineligible for our other current accounts.
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We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
- The service is free to use and you can choose and agree your switch date with us.
- We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
- If you have money in your old account, we will transfer it to your new account on your switch date.
- We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
- If there are any issues in making the switch, we will contact you before your switch date.
- If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.
For more information and FAQs, please read the Account Switching Guide (PDF, 1.7MB).
* Representative Example (based on using a Student account)
A variable representative rate of |
A variable interest rate of |
Based on borrowing |
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A variable representative rate of0% APR |
A variable interest rate of0% EAR* |
Based on borrowing£1,200 |
This example assumes you are in the second year of your studies
How does our overdraft compare?
You can use the representative APR to compare with other products or credit providers, this can help you make sure that you choose the right type of borrowing for you.
How much does my overdraft cost in pounds and pence?
As an example, the interest cost of borrowing £500 is:
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£0 for 7 days |
£0 for 30 days |
£0 for 60 days |
Arranged overdrafts are subject to application and approval and repayable on demand. You must be 18 or over to apply. Arranged overdraft limits and interest rates vary based on your individual circumstances.
1All overdrafts are subject to our assessment of your circumstances and are repayable in full on demand. You must be aged 18 or over to apply.
2Provided and underwritten by AXA Insurance UK plc.
3AA Breakdown Cover, including Home Start, provided by Automobile Association Developments Limited (trading as AA Breakdown Services).
4Mobile phone insurance arranged and administered by STAMS Limited with a single insurance provider, Assurant General Insurance Limited.
5Home emergency cover underwritten by Inter Partner Assistance S.A.
6To be eligible for Cashback Extras you need to be over 18, have a Halifax current account, a Halifax debit and/or credit card and be registered for Online Banking. Once you’ve activated Cashback Extras, just activate each offer to earn cashback on your next purchase.
Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over.
Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any arranged overdraft we agree is repayable on demand.