Two women in a car

Why upgrade?

  • You'll keep your existing sort code and account number
  • If your account has an arranged overdraft limit, this will be retained
  • Upgrading will not impact your credit rating
  • You can change your account at any time by signing in to Online Banking

Ultimate Reward Current Account

Protection & peace of mind with our packaged account that comes with lots of added extras.

  • Worldwide multi-trip family travel insurance.
  • Mobile phone insurance.
  • AA Breakdown Family Cover.
  • Home emergency cover.
  • No debit card fees from us abroad.

There's a £19 monthly fee.

Ultimate Reward Current Account

Reward Current Account

  • No debit card fees from us abroad.
  • Access to exclusive savings offers and preferential travel money rate.
  • Access to our secure Mobile Banking app and Online Banking.
  • Contactless VISA debit card.

There's a £3 monthly fee, however if you pay in £1,500 or more each month, you won't pay the fee.

From 01 October 2025, you could start earning monthly credit interest on balances up to £5,000. Read the guide to changes (PDF, 35KB) for more information.

Reward Current Account

Current Account

Free everyday banking when you stay in credit.

  • Access to our secure Mobile Banking app and Online Banking
  • Contactless VISA debit card

No monthly fee.

Current Account

Ready to apply?

Sign in to see which accounts you can upgrade or change to.

Sign in to apply

Bank accounts

Browse our range of bank accounts today to find the one that’s right for you.

Browse bank accounts

Mobile update

Bank accounts

Browse our range of bank accounts today to find the one that’s right for you.

Browse bank accounts