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Youth and student accounts
Compare our full range of kids', teen and student accounts. Let's get started.
Our kids', youth and student accounts
Let’s take a closer look
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For most of our youth accounts, you can apply online or in branch. Find your nearest branch.
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The documents you need will depend on the type of account you want to open.
For most of our children's savings and bank accounts, we will need to see a valid ID document for the child and parent or legal guardian. Documents we may need to see:
- The child's full birth certificate. The full birth certificate will contain both the child's and parent's details. The short version of the birth certificate can't be used to open an account.
- Or, the child's UK or EU passport.
- Proof of the parent/legal guardian's identity and address such as a utility bill dated in the last six months.
You can find out what documents you need on each account's page.
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No. Your parent or legal guardian doesn't need to bank with us to open an account. The exception is Money Smart. Money Smart can only be opened if the parent or legal guardian has one of our current accounts and is registered for online banking.
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Grandparents can give away £3,000 completely free of inheritance tax in any one tax year. If you don’t gift the full £3,000 allowance in one tax year, you can carry over any leftover allowance to the next tax year - up to a maximum of £6,000.
You can make small gifts of up to £250 to as many people as you like, but you can’t give any one person over £250 in a tax year. This means you can’t give someone more than one gift of £250 or combine the £250 with another allowance. For example, gifting someone your £3,000 annual allowance plus a smaller gift of £250 isn’t allowed.
Important legal information