Our cover and what’s included

You can only get Home Insurance Select directly with us. Get a quote online or over the phone. 10% cheaper when you get your quote and buy online.
Read about our online price.

Our policy documents tell you more about what is and isn't covered. Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents (PDF 508KB).

Protect your building, contents or both?


Buildings and contents insurance

Buildings and contents insurance protects the structure of your home and the things you own. It includes cover for outbuildings, and permanent fixtures and fittings like your kitchen, bathrooms, household goods and clothes.

More about buildings and contents insurance

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Buildings insurance

Protect your home’s structure and outbuildings too. It covers any permanent fixtures and fittings, such as plumbing, wiring and kitchen / bathroom fittings for things like fire, theft and storm.

More about buildings insurance

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Contents insurance

Protect the things you own in your home. It includes cover for household goods, furnishings and clothing for things like fire, theft and storm.

More about contents insurance

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Why choose Halifax home insurance?

Always here to help
Make claims easily online or by phone. Plus, get access to our 24/7 Emergency helpline.

You decide the excess
Pay the amount you want towards most claims. The higher the excess you choose, the less you could pay for your cover.

No hidden costs
We won't charge you an admin fee for making any changes to your policy.

Support when you need it most
Our Personal Claims Consultants can help with complex claims if we feel you need extra support

Options available with Home Insurance Select

Away from home

Away from home cover protects the things you have with you when you leave the house, like your phone, watch or bike. It includes students' contents in student accommodation up to £5,000. If you've named any high value items, you can also choose to cover these away from home.

Optional on Bronze, Silver and Gold.

More about away from home cover

Accidental Damage

This covers you against accidental damage to your home and the things in it. So if a football smashes your window or a drink is spilt on your carpet, we’ll pay to repair the damage or replace your things.

Included with Silver and Gold.

More about accidental damage cover

Legal expenses

This pays up to £50,000 in case you need to take legal action. It gives you access to a 24/7 helpline for legal advice. It covers things like contract, employment and neighbour disputes.

Included with Silver and Gold.

More about legal expenses cover

Home emergency cover

This protects you against emergency repairs which wouldn't normally be covered by your home insurance. There's a 24/7 helpline, so if your boiler breaks down or your power fails, you can get help fast. It pays for repairs up to £1,000 a time. And there's no excess to pay.

Optional on Bronze, Silver and Gold.

More about home emergency cover

Halifax Home Insurance Select underwritten by Lloyds Bank General Insurance Limited.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.