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It's worth checking what's covered with our home insurance. You can only get Home Insurance Select directly with us. Get a quote online or over the phone. 10% cheaper when you get your quote and buy online.
Personal gadgets have become such a part of everyday life that we take them for granted. Until there’s a problem and we have to get by without them. Some insurers offer gadget insurance, which gives cover for just your gadgets. But personal gadgets can be covered under your home contents cover. Policies often include cover for the loss or theft of personal items as standard.
You could save money by checking what cover you have for your tech items in your home insurance contents policy. Then you’ll be able to work out what extra protection you need. For example, gadget travel insurance might seem like a good idea if you’re jetting away for a short break. But your tech might already be covered anywhere in the world as part of your contents insurance.
Our policy documents tell you more about what is and isn't covered. Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents (PDF 508KB).
Tech items like mobile phones, tablets, laptops and cameras are all at risk of theft or damage.
With Home Insurance Select, your belongings that cost less than £2,000 each are covered while at home as part of your overall contents cover. If you have items worth more than £2,000 each, you'll need to specify these on your policy.
We offer three levels of contents cover:
Whichever level of cover you choose, your gadgets worth less than £2,000 each are covered in the home as standard up to the contents limit. And your valuable items worth between £2,000 and £20,000 each are covered in the home as long as you specify them on your policy, up to a total of £50,000. Accidental damage to your gadgets is covered if you have our Silver or Gold cover.