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Insurance
If it’s important to you, we can help you insure it. We offer access to a range of insurance products to cover your home, life and car.
Why choose insurance with us?
- Halifax home insurance is always here to help with access to our 24/7 Emergency helpline.
- Halifax offers a range of insurance products from our selected underwriters.
- 9 out of 10 customers would be likely to recommend Halifax car insurance*.
*Based on a survey of new Halifax car insurance customers between 01 December 2022 and 31 May 2023. 90% of customers said they were likely to recommend us to a friend or family member.
Explore our insurance products
Help and guidance
Home insurance
What is underInsurance?
Life insurance
What is mortgage protection insurance?
Critical illness cover
What critical illnesses does it cover?
Your questions answered
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Home Insurance can protect you from the cost of damage to the structure of your home and what’s inside. There are three main types of home insurance:
- Buildings - Covers the building itself.
- Contents - Covers the things inside your home.
- Buildings and Contents - Covers both buildings and contents together.
You will be covered if an event, that is covered in your policy, damages your home or items. These events usually include fire, flood, storm, or theft. More about home insurance.
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Life insurance acts as a financial safety net, supporting your loved ones if you can’t be there. It pays out a cash lump sum if you die before your policy ends. Check out our what is life insurance page.
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This cover pays a cash lump sum if you are diagnosed with a covered illness before your policy ends. It’s designed to help you and your loved ones meet day to day costs. This can let you focus on your own health and wellbeing. Check out our what is critical illness cover page.
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Car insurance will pay out if :
- someone steals or vandalises your car
- someone sets your car on fire
- you have an accident in your car.
It protects you against any damage you cause to other road users or property. Your level of cover depends on the type of policy you take out. More about car insurance. -
Insurance is a financial product that protects you, your family and/or your property against the risk of death, serious illness, loss, damage, or theft.
When you buy insurance, the cost of a potential loss transfers to the insurance company. If you don’t make a claim, you won’t get your money back.
Some types of insurance you have to take out by law such as car insurance.