If it is important to you, we can help you cover it. We offer a range of insurance products to cover your home, life and car. Take a look at the information below to help you find insurance cover to suit your needs.

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Your questions answered

  • Home Insurance can protect you from the cost of damage to the structure of your home and what’s inside. There are three main types of home insurance:

    • Buildings. Covers the building itself
    • Contents. Covers the things inside your home
    • Combined. Covers both buildings and contents together

    You’ll be covered if your items or home is damaged by an event that’s covered in your policy. These events usually include fire, flood, storm or theft. More about home insurance.

  • Life insurance can act like a safety net and could help your loved ones cope financially when you can’t be there. It pays out a cash lump sum if you die before your policy ends. Check out our what is life insurance page.

  • Critical illness cover could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing. It pays out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends. Check out our what is critical illness cover page.

  • Car insurance can pay out if your car is stolen, vandalised, catches fire or you are involved in an accident. It protects you against any damage you cause to other road users or property. Your level of cover depends on the type of policy you take out. More about car insurance.

  • Insurance is a financial product that safeguards you and/or your property against the risk of loss damage or theft. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee. Insurance companies then pay out if there is a claim. If you don’t make a claim, you won’t get your money back.

    Some types of insurance you have to take out by law such as car insurance.

Halifax Home Insurance Select underwritten by Lloyds Bank General Insurance Limited.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.