Why choose insurance with us?

  • Halifax home insurance is always here to help with access to our 24/7 Emergency helpline.
  • Halifax offers a range of insurance products from our selected underwriters.
  • 9 out of 10 customers would be likely to recommend Halifax Car Insurance.*

*Based on a survey of new Halifax Car Insurance customers between 01 October 2023 and 31 March 2024. 4,257 of 4,652 customers scored us 7 out of 10, so 92% (9 out of 10) are likely to recommend us to a friend or family member.

Explore our insurance products

Home insurance

Protect your home and we’ll take care of you.

  • You can easily make claims online or by phone.
  • You choose the excess for most claims and there are no hidden charges.
Home insurance Home insurance.

Life insurance

Protect what matters most and get peace of mind.

  • Cover can act like a safety net. This could help your loved one's cope financially when you can’t be there.
Life insurance Life insurance.

Critical illness cover

Protect yourself with critical illness cover.

  • If you are diagnosed with a serious illness, covered by your policy, this cover could help you and your loved ones meet day to day costs.
Critical illness cover Critical illness cover.

Car insurance

Get cover you can rely on with car insurance.

  • Access to our 24/7 Emergency helpline.
  • You can upgrade your policy from a range of additional cover options.
Car insurance Car insurance.

Temporary car insurance

Get temporary cover for a day out or weekend away.

  • You can get cover from 1 hour, up to 30 days.
  • Only pay for the cover you need.
Temporary car insurance Temporary car insurance.

Existing insurance customers

Would you like help with one of your insurance products?

Existing insurance customers Existing insurance customers

Help and guidance

Woman and child.

Home insurance

What is underinsurance?

More about underinsurance More about underinsurance
Mum and child.

Life insurance

What is mortgage protection insurance?

Mortgage protection insurance Mortgage protection insurance
Father and son hugging.

Critical illness cover

What critical illnesses does it cover?

Critical illness cover Critical illness cover

Your questions answered

  • Home Insurance can protect you from the cost of damage to the structure of your home and what’s inside. There are three main types of home insurance:

    •  Buildings - Covers the building itself.
    •  Contents - Covers the things inside your home.
    •  Buildings and Contents - Covers both buildings and contents together.

    You’ll be covered if an event that is covered in your policy damages your home or items. These events usually include fire, flood, storm or theft.  More about home insurance.

  • Life insurance acts as a financial safety net, supporting your loved ones if you can’t be there. It pays out a cash lump sum if you die before your policy ends. Check out our what is life insurance page.

  • This cover pays a cash lump sum if you are diagnosed with a covered illness before your policy ends. It’s designed to help you and your loved ones meet day to day costs. This can let you focus on your own health and wellbeing.  Check out our what is critical illness cover page.

  • Car insurance will pay out if:

    •  someone steals or vandalises your car
    •  someone sets your car on fire
    •  you have an accident in your car.


    It protects you against any damage you cause to other road users or property. Your level of cover depends on the type of policy you take out.  More about car insurance.

  • Insurance is a financial product that protects you, your family and/or your property against the risk of death, serious illness, loss, damage or theft.

    When you buy insurance, the cost of a potential loss transfers to the insurance company. If you don’t make a claim, you won’t get your money back.

    Some types of insurance you have to take out by law such as car insurance.

Halifax Home Insurance Select underwritten by Lloyds Bank General Insurance Limited.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.