Financial Planning Centre

It’s never too early to start planning the future you want. The Financial Planning

Centre brings all your options into one place – so it’s easy to find what you need.

Tips for experienced investors

Savings and Investments

Savings accounts are a low-risk and accessible way to look after your money. If you’re looking to grow some of your money faster, you might consider investing.

Remember: The value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

Investment checklist

A handy checklist to help you invest in a volatile market.

Go to Checklist

Ways to invest

Manage your own portfolio or let us do it for you. We have a range of options to suit all levels of experience.

Investment options

Investment advice

Expert advice from our partners at Schroders Personal Wealth starts with a free, no obligation chat, then a financial plan that’s tailored to you.

Eligibility criteria applies. Fees and charges may apply.

Get expert advice
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Boost your investment skills

Develop your investment skills with these easy-to-read articles.

Boost your skills

Risk explained

Understanding risk makes you an informed investor. Read about the different types of risk.

More about risk

Costs and charges

Take a look at our investment charges and see how we compare.

Compare now

What kind of investor are you?

Take the interactive quiz to find out what type of investor you are.

Start the quiz
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Research the market

Our research centre has the latest market news and more.

Research tools

Your retirement

Whatever stage of life you’re at – nearing retirement, already retired or just starting to think about it – we can help you make the most of your pension options.

Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan, and when you decide to draw down on this. Remember, the value of your pensions can go up as well as down, and can fall below the amount(s) paid in.

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Plan ahead

It’s never too early to start putting money away in a pension pot. Start planning your goals for retirement.

Under 50s pension tips
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Ready to retire

Get retirement ready. If you’re over 50, we’ve got the resources to help you prepare for the next stage of life.

Over 50s pension tips

Transfer your pensions

It's easy to lose track of different pensions pots. Consolidating your pensions and bringing them together can make them easy to manage, and save you time and charges.

Show me how

Money in retirement

Read up on how to make the most of your money in retirement.

Courtesy of the pension experts at Scottish Widows.

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Your future plans

Pension guidance and resources provided by Scottish Widows with over 200 years’ experience in helping people prepare for their later years.

Courtesy of the pension experts at Scottish Widows.

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The pension gender gap

In 2021 the average pension gap between men and women was £100k. Find out how the pension experts at Scottish Widows are working to close it.

Source: Scottish Widows Women & Retirement Report 2021.

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Pension Calculators & Tools

Calculate and compare your pension options using these tools.

Courtesy of the pension experts at Scottish Widows.

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Meet your future self

Read up on how to make the most of your money in retirement.

Courtesy of the pension experts at Scottish Widows.

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Retirement advice

Get expert advice on your pension from our wealth management partners at Schroders Personal Wealth.

They can help with a financial plan tailored to you and your needs

Eligibility criteria applies. Fees and charges may apply.

Get expert advice

Home and Mortgages

Home has never been so important. Whether you’re renting, want to buy a property or make some improvements, we’re here to help.

You could lose your home if you don't keep up with mortgage repayments.

Want to pay off your mortgage sooner?

Find out how much you could save by overpaying on your mortgage.

Overpayment Calculator

How green is your home?

Find out how energy efficient your home is with our Home Energy Saving Tool.

Save energy
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Renovate and Remortgage

If you already have a mortgage with us, you may be able to borrow more for home improvements.

Mortgage options
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Life insurance

Life insurance offers you peace of mind. A lump sum could help pay off your mortgage and any loans or bills.

Learn how

Mortgage calculator

See how much you could borrow and what your monthly repayments could be.

Calculate your mortgage


Find the right buy-to-let mortgage – whether it’s your first or you’re adding to a portfolio.

Buy-to-let mortgages

How to remortgage

If you’re thinking of remortgaging, use our simple tool to find the right option for you.

Remortgage options

Wealth Management

Expert advice for you, every step of the way. Wealth management and financial advice from our partners at Schroders Personal Wealth.

Am I eligible?

You need to have at least £100,000 of sole/joint savings, investments and/or personal pensions, and/or £100,000 of sole annual income.

Check conditions

How much does it cost?

It starts with a free no-obligation consultation. You’ll only pay an agreed fee if you want to go ahead with the advice.

Check pricing

Pension planning

Plan for your later years. Access expert advice to make the most of your pension.

Pension advice
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Invest in your future

Schroders Personal Wealth has the expertise to help you grow your wealth, even in a volatile market with low interest rates.

Get expert advice
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Inheritance tax

Help to pass on your wealth to your family or other beneficiaries, in a tax-efficient way.

Pass on your wealth
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Protect your family’s future

Your protection options. Schroders Personal Wealth won't take commission for getting you and your family protected.

Learn how

How to talk to an expert

Speak to a Schroders Personal Wealth Adviser, from the comfort of your own home. It’s easy to do via our video online chat or by phone. Book your free, no obligation appointment today.

Book an appointment

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.  Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.