Plan your financial future. Today.
Dreaming of a brighter future? Make the most of your money with our wide range of products, services, tools and more. Our Financial Planning Centre helps by bringing your options into one place. So it’s easy to find just what you need.
It's never too early to start planning the future you want.
Narrow down your options from our range of products.
Useful tools and tips that could help you plan your finances.
Helpful information for setting your financial goals.
Tailor your search
Our handy tools and information can help you plan your finances. Expand the section below and refine your search based on your individual needs.
Savings and Investments
Savings accounts are an easy way to keep your money safe. Although they’re low risk, your returns can be affected by changing interest rates. So you might want to think about investing your money as an option instead. Investments carry a higher level of risk, but could help your money to grow faster.
Remember: When investing, your capital is at risk. If you are unsure about investing, seek independent advice. Tax treatment is subject to your individual circumstances and is subject to change in the future.
Retirement and Pensions
It’s easy to lose focus on future plans when your life’s busy, but there’s no better time than the present to think about your future. Whether you’re close to retiring, far from it, or already there, together with our pensions expert Scottish Widows we could help you.
Ready to retire?
Whatever the future holds, take steps now to make sure you’re retirement ready. We’ve got a checklist to help you think about your pension, before you make any big decisions.
Pensions in one place
Most of us have quite a few different jobs over our working life which means different pension pots in different places. Bringing your pensions together can make them easy to manage. You could also save money.
Plan for your future
For over 200 years our pensions expert Scottish Widows has guided people through good times and bad, take a look at their videos and articles on how to plan for your future.
Home Ownership and Mortgages
If you’re looking to own your first home, moving to your next, want to remortgage, have a property portfolio or are renting, we’re here to help you.
You could lose your home if you do not keep up mortgage repayments.
Green Homes Grant
The government’s new Green Homes Grant scheme could make this an ideal time to make your property energy efficient and save on future energy bills. You could be eligible for a grant of up to £5,000* if you live in England.
* Conditions apply
Expert advice for you, every step of the way. We’ve partnered with Schroders Personal Wealth, to give more of our customers access to wealth management and financial advice. A Schroders Personal Wealth Adviser will learn about your personal circumstances and aspirations, and develop a plan you can have confidence in.
Are you eligible?
To benefit from Schroders Personal Wealth management services, you’ll need to have at least: £100,000 of sole/joint savings, investments and/or personal pensions and/or £100,000 of sole annual income.
Invest in your future
Access investment management services and financial products to suit your needs with a Schroders Personal Wealth Adviser. And choose the level of risk you’re comfortable with.
How to talk to an expert
Speak to a Schroders Personal Wealth Adviser, from the comfort of your own home. It’s easy to do via our video online chat or by phone. Book your free, no obligation appointment today.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.