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Cashback credit cards
With a cashback credit card, you’ll earn something back on card purchases – usually a percentage of every eligible pound spent.
The Halifax Cashback credit card
For your day-to-day card purchases. With added cashback.
- 0.25% cashback on card purchases.
- No monthly account fee.
Credit is available subject to status, to UK residents aged 18 and over.
Representative 22.9% APR variable.
Credit limits and interest rates are subject to an assessment of your personal circumstances.
Your standard interest rates will be linked to the Bank of England Base Rate. This means they will change automatically in line with changes to the Base Rate, but any promotional rates and offers you have will not. For more details visit our Base Rate information . As our standard interest rates are variable it means we can also change them for other reasons in the future if we need to.
What do I need to know about the Halifax Cashback credit card
- Cashback is applied to your account every January.
- All cashback earned will show on your monthly statement.
- You’ll earn cashback on card purchases made by you or an additional card holder. You won’t earn it on anything else.
- Cashback won’t be treated as a payment. You must make at least your minimum monthly payment on time each month.
- Paying only the minimum monthly payment will take longer to repay and cost you more in interest.
- To continue to earn cashback, you must make your minimum payment on time each month and stay within your credit limit.
- A cashback card may not be suitable if you do not pay your balance off in full each month.
Important documents
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Draft credit card account terms and conditions (PDF, 992KB)
Full terms and conditions, specific to you, will be issued once you’ve been accepted for a credit card.
Standard account features
- Manage your account online: using your computer, tablet or phone, you can check balances, recent transactions and statements, make payments, request transfers and more.
- Complete fraud protection: you won’t be charged for transactions you didn’t authorise, as long as you tell us right away when you spot something odd, or lose your card.
- Lots of payment options: you can make your monthly payments in a number of ways, including bank transfer, debit card and regular Direct Debit payments.
- UK call centres: our UK based contact centres are just a phone call away, with essential services available 24 hours a day, 7 days a week.
- Contactless cards: make small payments securely and quickly, wherever you see the contactless symbol. You can also add your card details to a compatible mobile device, ready to use online and at checkouts.
- Paperless statements: monthly statements will be delivered online, instead of by post. We’ll let you know by email when a new statement is ready to view online.
Check your eligibility
See if you’re likely to be approved for a Halifax Cashback credit card. Your credit score won’t be affected and there’s no obligation to apply afterwards.
Cashback Extras
If you’ve also got a Halifax bank account, once you’re registered for Online Banking, you can access Cashback Extras, giving you opportunities to earn even more cashback.
With offers from many well-known retailers, including high street favourites, you could earn up to 15% on everyday purchases made with your Halifax credit and debit cards, and even on Direct Debits.
Retailer offers and cashback amounts vary.
Get clued up on credit
Your credit score can impact what cards and interest rates you could get. Learn more about how credit works, how to check and improve your credit score, and more.