Stocks & Shares ISA

Open a Stocks & Shares ISA with Halifax and start investing today.


What is a Stocks & Shares ISA?

A Stocks & Shares ISA is an investment account that allows you to invest tax efficiently. What you’ll benefit from:

  • Any income or gains you make are free from UK Income and Capital Gains Tax.
  • Complete flexibility, as you choose to invest your money in a wide range of investments.
Open a Stocks & Shares ISA

How does it work?

Step one.

You choose

Choose from various investment options, including UK and international shares, managed funds, bonds and gilts.

Step two.

You invest

Invest up to £20,000 tax efficiently each tax year.

Step three.

You trade

Trade regularly with our commission-free scheduled investment service.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Why choose Halifax?

As a trusted financial partner, your goals become ours and success is a shared journey.

Why choose Halifax?

As a trusted financial partner, your goals become ours and success is a shared journey.

Simple prices

Our yearly fee is just £36, no matter the size of your portfolio.

Range of options

Great for investors looking for a simple platform, with a wide range of investment options.

Boring Money award for best low-cost ISA over £50k 2024.
Boring Money award for customer service 2024.

Stay in control

Invest a lump sum at any time or invest small amounts regularly, with our free regular investment plan.

All in one place

Use the mobile banking app to check your investments and everyday banking in one place.

Simple to switch

We’ve made it easy to transfer to us. 

Find out how you can transfer your account with Halifax.

What charges do I pay?

We want to keep you in the know. That’s why we’re always transparent about our costs. Below are the dealing commission and account charges you'll pay as standard.

Type of charges

What you’ll pay 

Type of charges

Customer admin fee

What you’ll pay 

You can hold an ISA and a Share Dealing Account, all for a single charge of £36 a year (£3 a month)

Type of charges

Real-time online UK trades

What you’ll pay 

£9.50 dealing commission per trade

Type of charges

Fund trades

What you’ll pay 

£9.50 online dealing commission per trade

Type of charges

International online trading

What you’ll pay 

£0 dealing commission, 1.25% foreign exchange rate

Type of charges

Scheduled regular investments

What you’ll pay 


Type of charges

Telephone trading

What you’ll pay 

£25 dealing commission per trade

If you invest in a fund, you’ll also pay an ongoing charge directly to the fund manager. You may also pay government taxes and levies depending on the investment you choose. For full details, please read our Charges.

Understanding a Stocks & Shares ISA

Your ISA limits

You can invest up to £20,000 in your Halifax Stocks & Shares ISA or split it between different types of ISAs. More information on ISA limits can be found on the Government Website.

Tax efficient

Investing in a Stocks & Shares ISA means you pay no UK tax on any potential income or gains.

You’ll get a free Share Dealing Account

When opening a Stocks & Shares ISA, a separate Share Dealing Account will be automatically opened for you. This could be a good way of investing if you’ve used up your ISA allowance.

Making withdrawals

Halifax Stocks & Shares ISAs are not flexible ISAs. Any money you withdraw then pay back in during the same tax year will count towards your ISA allowance.

Ready to apply for a Stocks & Shares ISA?

I’m new to Share Dealing

To get started, you’ll need your address, debit card details and national insurance number to hand. This can be set up in minutes.

Terms & conditions (PDF, 343KB)


Open an ISA

I have a Share Dealing Account

Simply sign in to apply.

Once you’ve accessed your Share Dealing Account, click on ‘Open a new account’ in the right-hand navigation.

Sign in to Online Banking

Sign in to Share Dealing

Investing in stocks and shares can be a risky business, so you’ll want to know all the facts before you commit to anything:

Read our Investing Quick Guide (PDF, 294KB)

Frequently asked questions

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Access your Share Dealing account via our app

See for yourself, as we show you how to use your Share Dealing account and take you through the basics.

Get our app

FSCS logo 

Important legal information

Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.