Start Investing

Find the right account for you to make the most of your new 2024/25 ISA allowance.

 

Invest in your future

Whether you want to make the most of your ISA allowance, select your investment, or seek expert advice, we've got all your needs covered.

Compare our accounts

Pick your own

Investing in stocks and shares doesn't have to be difficult. We're here to help you find the account that best suits your goals.

Pick your own

Ready-Made Investments

Decide how much to invest, choose your risk level, and see how we could help make your money work harder.

Ready-Made Investments

Need expert advice?

If you’re unsure which investments are right for you, we can help.

Investment advice

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. You may be eligible for financial advice through our partnership with Schroders Personal Wealth. Tax treatment depends on individual circumstances and may be subject to change in the future.

Our products and services

Pick Your Own


Investing in stocks and shares doesn't have to be difficult. We're here to help you find the account that best suits your goals.

Girl with sunglasses looking at her phone.

Stocks and Shares ISA

Ideal if you’re wanting to pick your own stocks and shares, funds and more.

  • Invest up to £20,000 in this tax year and pay no Capital Gains or UK Income Tax
  • Invest without the trading fees within a Regular Investment Plan
  • No dealing commission is charged for international online trades. FX rates still apply
  • Access our full range of shares, ETFs and Funds. Use our ETF Quicklist and Funds Select List to make selecting investments simple and easy
  • Voted Best For Low-Cost ISA by Boring Money for portfolios over £50,000
Stocks and Shares ISA
Girl with sunglasses looking at her phone

Share Dealing Account

Ideal if you'd like a simple account to start trading with or have already used your ISA allowance.

  • Invest without the trading fees within a Regular Investment Plan.
  • Access our full range of shares, ETFs and Funds. Use our ETF Quicklist and Funds Select List to make selecting investments simple and easy.
  • No dealing commission is charged for international online trades. FX rates still apply.
Share Dealing Account
 

18 – 25 Investing Accounts

Free investing accounts for 18 - 25 year olds. Choose from a Stocks and Shares ISA or a Share Dealing Account.

  • No dealing commission is charged for international online trades. FX rates still apply
  • Voted Best For Low-Cost ISA by Boring Money for portfolios over £50,000

 

18 – 25 Investing Accounts

Self Invested Personal Pension (SIPP)

Take control of your pension savings with a Self-Invested Personal Pension.

 

Self Invested Personal Pension (SIPP)

Ideal if you'd like a flexible, tax-efficient retirement account that puts you in control.

  • Low admin costs (quarterly account charge of £22.50 if the SIPP value is £50,000 or less, and £45 if the value is above £50,000)
  • Pay no Capital Gains Tax or UK Income Tax on your pension investments
  • Receive up to 45% tax relief on your contributions
  • An account if you’re looking to invest for your retirement
SIPP

Ready-Made Investments 

Decide how much to invest, choose your risk level and see how we could help make your money work harder

 

Ready-Made Investments

Ideal if you prefer investments selected on your behalf.

  • Created and managed by experts.
  • Invest from £50 a month, or a £500 lump sum.
  • Invest up to £20,000 a year free from Capital Gains or UK Income Tax with our Investment ISA.
  • If you’ve used your ISA allowance this tax year invest as much as you like with our Investment Account – returns are subject to tax.
Ready-Made Investments
 

What is a Ready-Made Pension?

A Halifax Ready-Made Pension makes saving for retirement easy and hassle-free, whatever your age.

  • Our experts manage your pot in a way that suits your age and retirement timeframe.
  • If you’re years away from retiring, they’ll invest to give you the best chance of growth. As you approach retirement, your portfolio moves into lower-risk investments to help protect your pension’s value.
  • We then help guide you in accessing your pension savings when the time is right.
  • You can keep track of your pension and make additional contributions anytime using the Halifax Mobile Banking app.
Ready-Made Pensions

Expert Advice  

For customers with £100,000+ sole income or shared assets, seeking a full financial review.

 

Advice for your financial future

If you’re unsure which investments are right for you, then our partnership with Schroders Personal Wealth could help. They provide personalised advice on a range of different products and services. It all starts with a free, no obligation chat, then a financial plan that’s tailored to you.

Eligibility criteria applies. Fees and charges may apply.

 

Schroders Personal Wealth

Financial Services Compensation Scheme

Eligible investments with us are protected by the Financial Services Compensation Scheme (FSCS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.