A woman sat at a table using a laptop

Ready to start searching for your dream home?

An Agreement in Principle (AIP) will give you an idea of how much you might be able to borrow.

It also shows estate agents that you're serious about buying a property and that we could lend you the money.

Agreement in PrincipleLink to agreement in principle page

House hunting

Finding your dream home takes time. But there are ways to make the journey easier. Make sure you're doing the right things to get there.

Agreement in Principle explained

Questions for buying a house

How much does buying a home cost?

What happens if you're turned down for a mortgage?


Making an offer

You've found your first home. So what's next? Find out how to apply for a mortgage, learn about Stamp Duty and what to expect when you exchange contracts.

How to apply for a mortgage

Exchange of contracts explained

What is Stamp Duty?

Freehold and leasehold explained

What is home equity?

What is loan to value ratio?

What is gazumping?

You've got the keys

We've got some tips for planning your move, but it doesn't end there. There are still things to do once you've moved in. This includes paying back your mortgage, or making home improvements.

Mortgage overpayments explained

Checklist for moving house

Move or improve


First time buyer events

Thinking about your first home but not sure where to start? We're running free online events for first time buyers. Our mortgage experts will tell you everything you need to know about the home buying journey.

Find out everything you need to know about:

  • Starting out - tips on saving a deposit and finding out how much you could borrow
  • House hunting - the best place to start looking for your dream first home
  • Completion - how to arrange solicitors, surveys and valuations
Find our next eventsLink to our first time buyer events

Get ahead of the trend

Read our articles on what's trending for first time buyers. 


Say yes to your first home

Is it better to rent or buy?


Mr MoneyJar and mortgage expert Alex chatting.

Home Truths podcasts

Join Mr MoneyJar to learn some home truths. He’s met with some experts to discuss each stage of the home-buying process in this five-part series.

Home Truths podcasts

Home hubs

Pop into a Halifax Home Hub for a chat with a mortgage expert. Try our interactive mortgage tools and find out more about our free first time buyer events.

Find a home hubLink to home hubs

You could lose your home if you don’t keep up your mortgage repayments

How much could you borrow?

Use our online calculator to get an idea of how much you could borrow, see current interest rates and compare monthly payments.

Mortgage calculatorLink to mortgage calculator

Contact us

Whether it's on the phone, by video or in branch, speaking to our mortgage advisers has never been easier.

Get in touchLink to can we help